{"slug":"mercari","name":"Mercari","category":"selling","workerTerm":"sellers","classification":"Mercari's terms say items are sold directly by independent third-party sellers and that the terms create no employment, agency or partnership relationship with Mercari. Sellers range from casual sellers of personal items to self-employed resellers.","taxForms":"Mercari collects a W-9 and files Form 1099-K when a seller has more than $20,000 in gross payments and more than 200 transactions in the year (the federal threshold reinstated for 2025 and in effect for 2026), and then also files copies with states that have 1099-K filing requirements. The gross amount includes the item price, buyer-paid shipping and buyer-paid sales tax for completed transactions and isn't reduced for Mercari's selling fee; buyer-paid service and payment processing fees are excluded.","platformFees":"A 10% selling fee on the item price plus buyer-paid shipping for listings created or updated on or after January 6, 2025, with no payment processing fee on those listings. Direct Deposit is free (a $2 fee applies only to failed deposits) and Instant Pay costs $3 per transfer. Buyers separately pay a 3.6% Buyer Protection fee.","payouts":"Funds reach your Mercari balance once the buyer rates the order (buyers have 72 hours after delivery). You can withdraw once a day by free Direct Deposit (processed the next business day, typically arriving within 5 business days) or by Instant Pay to an eligible debit card ($3, typically within minutes, up to $600 a month).","deductions":["Mercari's 10% selling fee","Shipping labels and other shipping costs you pay","Instant Pay fees ($3 per transfer)","Cost of goods sold for items bought to resell","Packing supplies and listing equipment","Mileage for sourcing trips (72.5 cents per mile Jan-Jun 2026, 76 cents per mile from July 1, 2026)"],"watchOuts":["Mercari's 1099-K includes buyer-paid shipping and buyer-paid sales tax and isn't reduced for your selling fees, so back those out using your Gross Sales Report.","If a sale would push you over the reporting threshold and you haven't submitted a verified W-9, the item can't be bought with Add to cart or Buy now; buyers can only make an offer.","Gains on online sales are what's generally taxable; personal items sold for less than you paid generally aren't taxed, but the loss isn't deductible either.","A transaction counts for the 1099-K on the date it completes, when the seller rates the order or Mercari auto-rates it, so a late-December sale can land on the next year's form."],"competitors":["poshmark","ebay","depop","offerup","facebook-marketplace"],"sources":["https://www.mercari.com/us/help_center/article/163","https://www.mercari.com/us/help_center/topics/account/policies/1099-k-reporting-policy-and-disclosure-information","https://www.mercari.com/us/help_center/topics/account/guides/helpful-income-tax-information-for-sellers","https://www.mercari.com/us/help_center/article/169","https://www.mercari.com/us/help_center/article/6004","https://www.mercari.com/us/help_center/article/541","https://www.mercari.com/us/help_center/article/327","https://www.mercari.com/us/help_center/topics/account/policies/terms-of-service/","https://www.irs.gov/businesses/what-to-do-with-form-1099-k","https://www.irs.gov/newsroom/irs-issues-faqs-on-form-1099-k-threshold-under-the-one-big-beautiful-bill-dollar-limit-reverts-to-20000","https://www.irs.gov/tax-professionals/standard-mileage-rates","https://www.irs.gov/irb/2026-29_irb"],"asOf":"2026-10-07","url":"https://gigaverse.ai/platforms/mercari","affiliated":false}