{"slug":"onlyfans","name":"OnlyFans","category":"creator","workerTerm":"creators","classification":"OnlyFans' Terms of Service say using the site does not create an agency, partnership, joint venture or employee-employer relationship. Creators are responsible for their own tax affairs, including filing and paying tax on their earnings.","taxForms":"If applicable, OnlyFans sends US creators a Form 1099 at the address on their W-9 and posts a digital copy in the Banking section. Its privacy policy lists both 1099-NEC and 1099-MISC. Its Tax Policy, last updated December 2024, still cites more than $600 earned and withdrawn, but the federal 1099-NEC threshold for 2026 payments is $2,000.","platformFees":"OnlyFans' fee is 20% of each fan payment. Creators' banks or e-wallet providers may add currency conversion or other charges.","payouts":"Fan payments and creator earnings are in USD. The minimum withdrawal depends on the payout method and is $20 for most methods. Creators can request withdrawals on demand or set automatic daily, weekly or monthly payouts where the method allows.","deductions":["Cameras, lighting, phones and computers used to make content (business-use share)","Props, costumes and wardrobe used only for content","Editing software, apps and cloud storage","Promotion, advertising and management or agency fees","Home studio or home office space","Business share of internet and phone, plus bank or e-wallet fees on payouts"],"watchOuts":["Compare your 1099 to your OnlyFans Statements. If it shows gross fan payments, deduct the 20% fee. If it shows net earnings, don't deduct the fee again.","OnlyFans' Tax Policy still cites a $600 trigger, but the 2026 federal 1099-NEC threshold is $2,000. Report all earnings whether or not you get a form.","When a fan gets a refund or chargeback, OnlyFans may deduct your share of that amount, so track these to avoid overstating income.","OnlyFans leaves tax payments to you. Self-employment tax is 15.3% on net earnings of $400 or more, and you generally owe quarterly estimated payments if you expect to owe $1,000 or more."],"competitors":["fansly","fanvue","loyalfans","justforfans","manyvids","patreon"],"notes":"Corrected: the terms do not use the word 'self-employed'; classification now quotes the terms' no-employment-relationship clause. Form 1099 delivery is 'if applicable' per the Tax Policy. Fee (20%), payout minimum ($20 for most methods) and chargeback clawback confirmed.","sources":["https://onlyfans.com/terms","https://onlyfans.com/transparency-center/taxpolicy","https://onlyfans.com/privacy","https://onlyfans.com/help/196/244/245","https://www.irs.gov/instructions/i1099mec","https://www.irs.gov/businesses/small-businesses-self-employed/self-employment-tax-social-security-and-medicare-taxes","https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes"],"asOf":"2026-10-07","url":"https://gigaverse.ai/platforms/onlyfans","affiliated":false}