{"slug":"thumbtack","name":"Thumbtack","category":"local-services","workerTerm":"pros (\"Service Professionals\" in Thumbtack's terms)","classification":"Thumbtack's terms say pros are customers of Thumbtack, not its employees, contractors, consultants, partners or agents. Pros provide their own equipment, choose their own jobs and set their own schedules.","taxForms":"For payments received through Thumbtack, Stripe issues Form 1099-K once 2026 payments exceed $20,000 and 200 transactions; some states have lower thresholds. Payments customers make to you directly don't appear on any Thumbtack form, but a business client who pays you $2,000 or more directly (not by card or app) may send a 1099-NEC.","platformFees":"Pros automatically pay for each matching lead at lead prices they set. Prices vary by job type, size, number of available pros and market. For Opportunities (open leads), pros pay only if the customer responds. Preset jobs have no lead fee; Thumbtack keeps a percentage of the job price instead (shown as your take-home before you claim). Canceling a preset job less than 48 hours ahead, or a no-show, costs $15 ($50 on Lowe's jobs). Thumbtack does not publish exact lead prices or the preset-job percentage.","payouts":"Customers may pay you directly or through Thumbtack; preset jobs must be paid through Thumbtack direct deposit. Thumbtack payments go to your bank through Stripe, free in 3–4 business days or within 30 minutes for a 1% instant-deposit fee (after eligibility milestones, with a $5,000 daily limit).","deductions":["Lead fees and Opportunity charges paid to Thumbtack, net of any refunds","Thumbtack's fee on preset jobs (if your reported income includes it), preset-job cancellation fees and 1% instant-deposit fees","Business mileage to and between jobs: 72.5¢/mile through June 30, 2026 and 76¢/mile from July 1, 2026","Tools, equipment and job materials","Trade licenses and liability insurance","Business share of the phone and data plan you use to run the Thumbtack Pro app"],"watchOuts":["You pay for a lead automatically when you receive it, before you know whether you'll be hired. Lead costs are still business expenses, so export your payment history.","Cash, check and other direct payments never show up on a Thumbtack 1099-K, but they are still taxable income.","Thumbtack's 1099-K FAQ still cites tax-year 2023 dates. The federal threshold for 2026 is still more than $20,000 and more than 200 transactions, and states can set lower ones.","Thumbtack says you alone are responsible for your tax reporting, filing and payments, and neither it nor Stripe files anything for you. Plan quarterly estimated payments if you expect to owe $1,000 or more."],"competitors":["angi","taskrabbit","yelp","porch","bark","networx","houzz","nextdoor"],"sources":["https://www.thumbtack.com/terms","https://help.thumbtack.com/article/budget-fees-payments-taxes-terms","https://help.thumbtack.com/article/marketplace-payments-terms","https://help.thumbtack.com/article/1099-K","https://help.thumbtack.com/article/types-of-leads","https://help.thumbtack.com/article/pay-for-leads","https://help.thumbtack.com/article/claimable-job","https://help.thumbtack.com/article/claimable-jobs-policy","https://help.thumbtack.com/article/how-to-set-up-direct-deposit","https://help.thumbtack.com/article/what-are-instant-deposits","https://www.irs.gov/newsroom/irs-issues-faqs-on-form-1099-k-threshold-under-the-one-big-beautiful-bill-dollar-limit-reverts-to-20000","https://www.irs.gov/instructions/i1099mec","https://www.irs.gov/newsroom/irs-sets-2026-business-standard-mileage-rate-at-725-cents-per-mile-up-25-cents","https://www.irs.gov/pub/irs-irbs/irb26-29.pdf","https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes"],"asOf":"2026-10-07","url":"https://gigaverse.ai/platforms/thumbtack","affiliated":false}