{"slug":"vrbo","name":"Vrbo","category":"rentals","workerTerm":"hosts (Vrbo also calls them partners or owners)","classification":"Hosts are independent property owners or managers. Vrbo's terms say rental agreements are concluded only between the guest and the host, Vrbo is not a party to them, and hosts are not Vrbo's service providers. Rental income usually goes on Schedule E, but hosts who provide substantial services for guests' convenience (such as regular cleaning, changing linen or maid service) report on Schedule C and may owe self-employment tax.","taxForms":"Vrbo issues Form 1099-K to the U.S. owner of the bank account that receives payouts when it processes more than 200 payment transactions totaling more than $20,000 in the year (the federal threshold reinstated for 2025 and in effect for 2026). If the W-9 address is in a state with a lower threshold and that threshold is met, Vrbo files a 1099-K with that state only. Non-U.S. persons listing a U.S. property get Form 1042-S instead.","platformFees":"Vrbo announced that from October 29, 2026 hosts and property managers move to a flat, all-in 12% commission that includes payment processing, charged on the rental amount plus fees the host charges guests (such as cleaning and pet fees); taxes and security deposits carry only a 3% payment processing fee. Before the change, most pay-per-booking hosts paid a 5% commission plus a 3% payment processing fee, and listings managed through property management software paid 5%. Legacy annual subscriptions can no longer be chosen, and most are being moved to pay-per-booking starting October 2026.","payouts":"Payouts are typically disbursed one business day after the guest checks in and usually reach your bank 5-7 business days later (a new host's first booking less than 30 days out is typically paid 30 days after the guest pays).","deductions":["Vrbo commission and payment processing fees withheld from payouts","Cleaning, maintenance and repairs between stays","Property management fees and advertising","Utilities, insurance, mortgage interest and property taxes, allocated to rental days","Depreciation of the rental property and its furnishings","Travel to and from the rental for management or repairs"],"watchOuts":["The 1099-K shows the gross amount of payments processed, not reduced for Vrbo's commission, refunds, payment processing or other fees, so reconcile it against your Payout Summary.","Vrbo reports all payments tied to the same taxpayer ID on a single 1099-K, which can combine several listings that pay into the same bank-account owner.","If you also use the home and rent it fewer than 15 days in the year, you don't report the rent; personal use over the greater of 14 days or 10% of rental days limits your deductions.","Vrbo collects and remits lodging taxes only in jurisdictions where it is liable; you are responsible for collecting and remitting any lodging taxes Vrbo doesn't."],"competitors":["airbnb","booking-com","furnished-finder"],"sources":["https://help.vrbo.com/articles/About-1099-K-tax-form-reports","https://help.vrbo.com/articles/Will-I-receive-a-tax-form","https://help.vrbo.com/articles/How-is-the-booking-fee-calculated","https://help.vrbo.com/articles/About-Vrbo-integration","https://host.vrbo.com/en-us","https://help.vrbo.com/articles/How-do-I-pay-for-my-new-subscription","https://skift.com/2026/09/29/vrbo-to-double-commissions-as-it-plays-catch-up-to-airbnb","https://help.vrbo.com/articles/About-partner-payouts","https://help.vrbo.com/articles/What-Stay-Taxes-Lodging-Taxes-does-HomeAway-collect-and-remit","https://www.vrbo.com/lp/b/terms-of-service?locale=en_US&pos=VRBO&siteid=9001001","https://www.irs.gov/taxtopics/tc415","https://www.irs.gov/taxtopics/tc414","https://www.irs.gov/publications/p527","https://www.irs.gov/instructions/i1099k","https://www.irs.gov/newsroom/irs-issues-faqs-on-form-1099-k-threshold-under-the-one-big-beautiful-bill-dollar-limit-reverts-to-20000"],"asOf":"2026-10-07","url":"https://gigaverse.ai/platforms/vrbo","affiliated":false}