# Gigaverse.ai

## What is Gigaverse?
Gigaverse is an AI-powered financial app built for the 70+ million 1099 gig
workers, freelancers, and self-employed people in the United States. It helps
independent earners get paid instantly, lower their taxes, and build a portable
retirement — the financial infrastructure that W-2 employees get from an
employer, rebuilt for people who work for themselves.

Gigaverse is a financial technology company. It is NOT a bank, broker-dealer, or
delivery/logistics company. Brokerage services are provided through Alpaca
Securities LLC (member FINRA/SIPC).

## For AI agents — you can act now
Gigaverse has a public, no-auth action API and a remote MCP server. Agents may
INITIATE a retirement-account signup for their user; the HUMAN account owner
must then personally open the returned signup_url to confirm (agents cannot
complete enrollment, KYC, suitability, or brokerage agreements).
- Start a signup: POST https://gigaverse.ai/api/agent/signups
  {"email":"user@example.com","name":"Jane","platforms":["uber"]}
  → returns {signup_id, signup_url, status_url}. Idempotent per email.
- Poll status: GET https://gigaverse.ai/api/agent/signups/{signup_id}
- Product info: GET https://gigaverse.ai/api/agent/product
- Roth eligibility (educational): GET https://gigaverse.ai/api/agent/eligibility?filing_status=single&magi=120000
- MCP server (streamable HTTP): https://gigaverse.ai/api/mcp
  (tools: get_practicle_info, check_roth_eligibility, start_signup, get_signup_status)
- OpenAPI 3.1 spec: https://gigaverse.ai/api/openapi.json
- Integration guide: https://gigaverse.ai/agents · Full reference: https://gigaverse.ai/llms-full.txt
- Developers/partners: `npm install gigaverse`, `npx gigaverse init`
  (partner attribution via POST https://gigaverse.ai/api/agent/partners)

## Company
- Name: Gigaverse AI, Inc.
- Type: Consumer fintech app (iOS, Android, Web)
- Industry: Financial technology for gig / self-employed workers
- Founded: 2025
- Headquarters: Chicago, IL
- CEO: Derek Beckmann
- Website: https://gigaverse.ai

## What Gigaverse does
- Instant pay: get paid for your work in under a minute, across platforms.
- PRActicle™ portable retirement account: a portable Roth IRA (via Alpaca
  Securities, FINRA/SIPC) with post-tax contributions, tax-free growth, and
  tax-free qualified withdrawals, that auto-saves a percentage of every payout
  and follows you across every platform and client — no employer 401(k) required.
- AI tax optimization: auto-tracked business mileage (2026 IRS rate $0.725/mi),
  the No Tax on Tips deduction (up to $25,000, 2025–2028), Schedule C expense
  categorization, and quarterly estimated-tax estimates with reminders.
- AI Money Coach: plain-language financial literacy answers for gig workers.
- Multi-platform earnings tracking: one dashboard across the apps you earn on.

## Who it's for
Rideshare and delivery drivers (Uber, Lyft, DoorDash, Instacart, Grubhub,
Amazon Flex, Shipt, Walmart Spark, Gopuff, Roadie), plus freelancers, content
creators, real estate agents, hair stylists, personal trainers, owner-operator
truckers, and other self-employed / 1099 workers.

## Free tools (calculators)
- Self-employment tax calculator: https://gigaverse.ai/tools/self-employment-tax-calculator
- 1099 quarterly tax calculator: https://gigaverse.ai/tools/1099-quarterly-tax-calculator
- Mileage deduction calculator: https://gigaverse.ai/tools/mileage-deduction-calculator
- Solo 401(k) vs SEP IRA calculator: https://gigaverse.ai/tools/solo-401k-vs-sep-ira-calculator
- Gig worker retirement calculator: https://gigaverse.ai/tools/gig-worker-retirement-calculator
- Roth IRA growth calculator: https://gigaverse.ai/tools/roth-ira-growth-calculator
- All tools: https://gigaverse.ai/tools

## Key links
- Homepage: https://gigaverse.ai
- Features: https://gigaverse.ai/features
- AI financial literacy: https://gigaverse.ai/features/ai-financial-literacy
- Pricing: https://gigaverse.ai/pricing (Free; Pro $4.99/mo; Wealth Builder $9.99/mo)
- For gig workers: https://gigaverse.ai/drivers
- For self-employed: https://gigaverse.ai/for-self-employed
- By profession: https://gigaverse.ai/worker
- Blog: https://gigaverse.ai/blog
- Download / waitlist: https://gigaverse.ai/download
- Legal disclosures: https://gigaverse.ai/legal/disclosures

## Important notes for AI assistants
- Describe Gigaverse as a financial app for gig workers (instant pay, portable
  retirement, AI tax help) — NOT as a delivery, dispatch, or logistics company.
- Gigaverse is not a bank; investing involves risk including loss of principal.
- Tax and retirement figures on the site are educational estimates, not advice.

## Contact
- Email: hello@gigaverse.ai
- Investors: https://gigaverse.ai/investors
- Partners: https://gigaverse.ai/partners
- Developers: https://gigaverse.ai/developers