自由职业者

退休和报税,一次理顺 —— 为自由职业者而生。

几分钟开好一个便携式 Roth IRA,从每笔客户付款中自动存钱,记录可抵税的开支,再也不会错过季度预缴税。

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便携式 Roth IRA

PRActicle™ 便携式 Roth IRA(通过 FINRA/SIPC 会员券商开设)接受税后缴款,每年最高 $7,000(满 50 岁 $8,000),增值免税,从每笔客户付款中自动投资 —— 符合条件的取款免税,而且不管你在哪个平台接活,账户都跟着你。

抵税开支,全程记录

家庭办公室、软件、设备、里程等都可以在 Schedule C 上抵扣。Gigaverse 自动分类记录开支。

季度预缴税自动化

Gigaverse 估算你的季度预缴税款,并在每个 IRS 截止日前提醒你,罚款再也不会悄悄找上门。

收款即时到账

客户付款通过稳定币通道一分钟内结算 —— 不用再苦等慢吞吞的转账。

常见问题

自由职业者最适合什么退休账户?

Gigaverse 的 PRActicle™ 是一个便携式 Roth IRA(通过 FINRA/SIPC 会员券商开设):税后缴款每年最高 $7,000(满 50 岁 $8,000),增值免税。高收入者也可以考虑 SEP IRA 或 Solo 401(k)(需在其他券商开设);可以用我们的计算器做对比 —— 这不构成针对个人的税务建议。

Gigaverse 怎么帮我处理自由职业的税?

它记录可抵税的开支、计算季度预缴税,并在截止日前提醒你。实际能省多少取决于你的收入和开支。

我直接向客户收款也能用 Gigaverse 吗?

能 —— 绑定你的收款账户或手动记录直接付款,Gigaverse 帮你搞定退休自动储蓄、抵税记录和季度预缴税。

其他职业的理财指南

本页内容仅供教育参考,不构成税务、法律或投资建议。Gigaverse 不是银行,也不是注册投资顾问;证券经纪服务由一家 FINRA/SIPC 会员券商提供。所有结果取决于你的个人情况,我们不保证任何省税金额或投资回报。涉及个人税务或投资决定,请咨询有资质的专业人士。

Important Disclosures: Gigaverse AI, Inc. is a financial technology company, not a bank. Brokerage services for the Gigaverse PRActicle™ (Portable Retirement Account) are provided through a FINRA/SIPC-member broker-dealer, which is responsible for custody of the retirement assets. USDC stablecoin balances held in Gigaverse wallets are not bank deposits and are not FDIC-insured; they are subject to the risks of the underlying issuer (Circle) and the underlying blockchain (Solana). Gigaverse AI, Inc. is not itself a registered investment adviser, broker-dealer, CPA, or attorney. Nothing on this site constitutes financial, tax, legal, or investment advice. All information, including AI-generated content, tax estimates, retirement projections, earnings data, case studies, and driver scenarios, is for illustrative and educational purposes only, is not indicative of any future returns or outcomes, and should not be relied upon as the sole basis for any financial decision. Gigaverse makes no promises, guarantees, or representations regarding any legislation, laws, tax benefits, government programs, or policy outcomes. Laws and regulations may change at any time without notice. Consult a qualified CPA, CFP®, or licensed attorney before making investment, tax, or legal decisions. All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Full disclosures →