Instacart 代购员

为想多留点钱的 Instacart 代购员打造。

记录每一段代购里程、抓住每一项抵税、收款即时到账、退休金自动存。

阅读本页的英文版

支持你正在用的各大平台

InstacartDoorDashUber EatsShipt

每家店之间的里程都算数

按 2026 年 IRS 标准里程费率每英里 $0.725 计算,跑店的里程积少成多。很多代购员每年错过几千美元的里程抵税;Gigaverse 自动记录每一英里营业里程,报税时直接可用。

小费留住

No Tax on Tips 小费抵税政策(2025-2028)允许符合条件的工作者在联邦应税收入中扣除最多 $25,000 的已申报小费收入。实际能省多少取决于你的小费、税率档和资格条件 —— Gigaverse 自动记录小费,帮你申报符合条件的部分。

便携式退休账户

PRActicle™ 是通过一家 FINRA/SIPC 会员券商开设的便携式 Roth IRA,从每笔收入中自动按比例投资。税后缴款、增值免税、符合条件的取款免税。换平台也跟着你走 —— 不需要雇主的 401(k)。

预缴税化繁为简

Gigaverse 帮你计算每季度的预缴估算税款,让你不会因少缴而被罚款。

常见问题

Gigaverse 支持 Instacart 吗?

支持 —— 绑定 Instacart(和其他平台)后,收入、小费和里程都在一个地方看得到。

Instacart 代购员可以抵扣什么?

里程、手机费(按业务使用比例)、保温袋、停车费等,都可以在 Schedule C 上申报。Gigaverse 自动分类记录。实际抵扣额取决于你的运营情况。

代购员有退休账户可以开吗?

有 —— PRActicle™ 便携式 IRA(通过 FINRA/SIPC 会员券商开设)从每笔收入中自动存钱。

其他职业的理财指南

本页内容仅供教育参考,不构成税务、法律或投资建议。Gigaverse 不是银行,也不是注册投资顾问;证券经纪服务由一家 FINRA/SIPC 会员券商提供。所有结果取决于你的个人情况,我们不保证任何省税金额或投资回报。涉及个人税务或投资决定,请咨询有资质的专业人士。

Important Disclosures: Gigaverse AI, Inc. is a financial technology company, not a bank. Brokerage services for the Gigaverse PRActicle™ (Portable Retirement Account) are provided through a FINRA/SIPC-member broker-dealer, which is responsible for custody of the retirement assets. USDC stablecoin balances held in Gigaverse wallets are not bank deposits and are not FDIC-insured; they are subject to the risks of the underlying issuer (Circle) and the underlying blockchain (Solana). Gigaverse AI, Inc. is not itself a registered investment adviser, broker-dealer, CPA, or attorney. Nothing on this site constitutes financial, tax, legal, or investment advice. All information, including AI-generated content, tax estimates, retirement projections, earnings data, case studies, and driver scenarios, is for illustrative and educational purposes only, is not indicative of any future returns or outcomes, and should not be relied upon as the sole basis for any financial decision. Gigaverse makes no promises, guarantees, or representations regarding any legislation, laws, tax benefits, government programs, or policy outcomes. Laws and regulations may change at any time without notice. Consult a qualified CPA, CFP®, or licensed attorney before making investment, tax, or legal decisions. All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Full disclosures →