Umthengi we-Instacart
isiZulu · machine translation, not independently reviewed
Kwakhelwe abathengi be-Instacart abafuna ukugcina okuningi.
Landelela wonke amamayela okuthenga, thwebula konke ukuncishiswa, gcina ngokuzenzakalela kunokhelo ngalunye, futhi khulisa umhlalaphansi uma i-akhawunti isivuliwe. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
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Isebenza ne
Amamayela phakathi kwesitolo ngasinye
Kumthengi we-Instacart, isilinganiso esijwayelekile samamayela se-IRS sika-2026 si-$0.76 nge-mayela (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni). Amamayela ebhizinisi ahlangana ngokushesha phakathi kwezitolo nabathengi. Abasebenzi abaningi be-gig baphuthelwa izinkulungwane zamadola ekuncishisweni kwamamayela minyaka yonke. Bhala uhambo ngalunye lokuthenga ku-Gigaverse ngokuthinta kanye ukuze ukudonswa kube khona ngesikhathi sentela.
Gcina amathiphu akho
Kubathengi be-Instacart, ukuncishiswa kwe-No Tax on Tips (2025-2028) kuvumela abasebenzi abafanelekile ukuthi banciphise kuze kufike ku-$25,000 yemali yamathiphu ebikiwe emalini yentela yenhlangano. Inzuzo yangempela incike emathiphini, esigabeni, nasekufanelekeni. Bhala amathiphu okuthenga bese i-Gigaverse iwafaka esilinganisweni sentela yekota.
Umhlalaphansi ophathekayo
Kumthengi we-Instacart, i-PRActicle™ iyi-Roth IRA ephathekayo evulwa ngumdayisi-umthengisi oyilungu le-FINRA/SIPC ezogcina ngokuzenzakalela iphesenti lenkokhelo ngayinye (kuzofika maduze). Iminikelo yangeva kwentela, ikhula ngaphandle kwentela, futhi ukukhipha okufanelekile akukhokhiswa intela. Ikulandela kuwo wonke amapulatifomu, akudingeki i-401(k) yomqashi. Ayivulwa namuhla.
Izintela ezilinganisiwe, zenziwe lula
I-Gigaverse ibala izintela zakho ezilinganisiwe zekota zomthengi we-Instacart ukuze ungashaywa inhlawulo.
Imibuzo evame ukubuzwa
Ingabe i-Gigaverse isebenza ne-Instacart?
Yebo, xhuma i-Instacart (namanye amapulatifomu) ubone imali, amathiphu, namamayela endaweni eyodwa.
Yiziphi izinciphiso abathengi be-Instacart abangazifaka?
Amamayela, ucingo (iphesenti yebhizinisi), izikhwama ezigciniwe, ukupaka, nokunye ku-Schedule C. I-Gigaverse ihlukanisa ngokuzenzakalela. Ukuncishiswa kuncike emsebenzini wakho.
Ikhona yini i-akhawunti yokuthatha umhlalaphansi yabathengi?
Hhayi namuhla. I-PRActicle™ Roth IRA ayikavulwa. Uma i-akhawunti isivuliwe, i-IRA ephathekayo ye-PRActicle™ (ngomdayisi-umthengisi oyilungu le-FINRA/SIPC) igcina ngokuzenzakalela kunokhelo ngalunye.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.