Built for Instacart shoppers who want to keep more.
Track every shopping mile, capture every deduction, auto-save from every payout, and grow retirement automatically.
Connects with the platforms you already use
Mileage between every store
At the 2026 IRS standard mileage rate of $0.76/mi (Jul–Dec 2026; $0.725 Jan–Jun), business miles add up fast. Many gig drivers miss thousands in mileage deductions each year; Log each business trip in Gigaverse with one tap so the write-off is there at tax time.
Keep your tips
The No Tax on Tips deduction (2025-2028) lets eligible workers deduct up to $25,000 of reported tip income from federal taxable income. Your actual benefit depends on your tips, bracket, and eligibility, Log your tips and Gigaverse factors them into your quarterly tax estimate.
Portable retirement
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that will auto-save a percentage of every payout (coming soon). Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client, no employer 401(k) required.
Estimated taxes, simplified
Gigaverse calculates your quarterly estimated taxes so you never get hit with a penalty.
Instacart Shopper questions, answered
Does Gigaverse work with Instacart?+
Yes, connect Instacart (and any other platforms) to see earnings, tips, and mileage in one place.
What deductions can Instacart shoppers claim?+
Mileage, phone (business %), insulated bags, parking, and more on Schedule C. Gigaverse categorizes them automatically. Your deduction depends on your activity.
Is there a retirement account for shoppers?+
Yes, the PRActicle™ portable IRA (via a FINRA/SIPC-member broker-dealer) auto-saves from every payout.
Instacart Shopper deep-dive guides
Instacart Shopper Taxes
Full-service Instacart shoppers are 1099 contractors, Instacart withholds nothing, so you handle income tax plus self-employment tax. (In-store-only shoppers are W-2 employees; this guide is for full-service 1099 shoppers.)
Read the guideInstacart Shopper Retirement
Full-service shopping comes with no employer retirement plan, but as a self-employed shopper you can open accounts with far higher limits than a typical employee, and save automatically from every batch.
Read the guideInstacart Shopper write-offs
Full-service Instacart shoppers are 1099 independent contractors who file Schedule C and pay self-employment tax, but those same rules unlock business deductions that can substantially reduce your bill. Knowing which expenses qualify, and how to document them, is the difference between overpaying and keeping what you earned.
Read the guideGigaverse is built for every kind of independent worker
Free calculators for instacart shoppers
Ready to keep more of what you earn?
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On Android? Get the app on Google PlayGigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.