The financial app for the self-employed.
A portable Roth IRA, automated quarterly taxes, deduction tracking, and instant pay, built for people without an employer 401(k).
Connects with the platforms you already use
A portable Roth IRA
The PRActicle™ portable Roth IRA (via a FINRA/SIPC-member broker-dealer) takes post-tax contributions up to $7,500/year ($8,600 if 50+), grows tax-free, and is auto-invested from every payment, qualified withdrawals are tax-free.
Every deduction captured
Home office, equipment, software, mileage, and more on Schedule C, categorized automatically.
Quarterly estimates handled
Gigaverse calculates your quarterly taxes and reminds you before each deadline.
Instant settlement
Get paid in under a minute via stablecoin rails.
Self-Employed Worker questions, answered
What is the best retirement plan if I am self-employed?+
The Gigaverse PRActicle™ is a portable Roth IRA (via a FINRA/SIPC-member broker-dealer): post-tax contributions up to $7,500/year ($8,600 if 50+) that grow tax-free. Higher earners may also consider a SEP IRA or Solo 401(k) (opened at a separate brokerage); compare with our calculators, this is not individualized tax advice.
How does Gigaverse handle my quarterly taxes?+
It estimates what you owe each quarter and reminds you before the IRS deadline. Your actual liability depends on your income and deductions.
Is Gigaverse a bank?+
No. Gigaverse is a financial app; brokerage services are provided through a FINRA/SIPC-member broker-dealer.
Self-Employed Worker deep-dive guides
Self-Employed Worker Taxes
If you work for yourself, no one withholds taxes and there's no W-2, you owe income tax plus self-employment tax and pay it yourself, four times a year. Done right, deductions keep the bill manageable.
Read the guideSelf-Employed Worker Retirement
Working for yourself means no employer 401(k), but it also means access to retirement accounts with dramatically higher limits than most employees get. The hard part is just funding them consistently.
Read the guideSelf-Employed Worker write-offs
Self-employed individuals bear the full 15.3% self-employment tax on top of income tax, but the tax code provides a robust set of above-the-line deductions designed specifically for you. Using every eligible write-off is not aggressive planning; it is what these provisions exist for.
Read the guideGigaverse is built for every kind of independent worker
Free calculators for self-employed workers
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Free to open Instant pay Portable IRA
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Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.