Run your truck like the business it is — built for owner-operators.
Owner-operators are self-employed with big expenses and big tax exposure. Gigaverse helps you track fuel and maintenance, capture the per diem meal deduction, handle quarterly taxes, and finally save for retirement.
Connects with the platforms you already use
Per diem meal deduction
Owner-operators subject to DOT hours-of-service rules can claim a per diem meal deduction for nights away from home (a set IRS daily rate, partially deductible). Gigaverse logs your nights on the road so the deduction is documented at tax time.
Actual truck expenses
Heavy trucks use the actual-expense method (not the standard mileage rate): fuel, maintenance, tires, insurance, permits, and depreciation are deductible. Gigaverse tracks and categorizes every expense on Schedule C.
Retirement without a company plan
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that auto-invests a percentage of every payout. Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client — no employer 401(k) required.
Quarterly taxes, handled
With no withholding on settlement checks, you owe estimated taxes four times a year. Gigaverse estimates each payment from your actual net income and reminds you before the IRS deadline.
Owner-Operator Trucker questions, answered
Can owner-operators use the standard mileage rate?+
Generally no — the IRS standard mileage rate is for cars and light vehicles. Owner-operators of heavy trucks use the actual-expense method (fuel, maintenance, depreciation, etc.). Gigaverse tracks actual expenses accordingly. This is general information, not individualized tax advice.
How does the per diem deduction work for truckers?+
Drivers subject to DOT hours-of-service rules may claim a per diem for meals on nights away from home at a set IRS daily rate (partially deductible). Your eligibility and amount depend on your days on the road; Gigaverse helps you document them.
Can owner-operators open a retirement account?+
Yes — the portable PRActicle™ IRA (via a FINRA/SIPC-member broker-dealer) auto-saves from your settlements. Higher earners may prefer a SEP or Solo 401(k); compare with our calculators.
Gigaverse is built for every kind of independent worker
Free calculators for owner-operator truckers
Ready to keep more of what you earn?
Free to open Instant pay Portable IRA
Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.