Your gear, your miles, your retirement — built for freelance photographers.
Freelance photographers are 1099 with serious equipment costs. Gigaverse tracks your gear deductions and shoot mileage, handles quarterly taxes, and auto-saves for retirement.
Connects with the platforms you already use
Gear & equipment depreciation
Cameras, lenses, lighting, and computers are deductible — often immediately via Section 179 or bonus depreciation rather than over years. Gigaverse tracks equipment purchases so the write-off is ready at tax time. Amounts depend on your situation.
Shoot & travel mileage
At the 2026 IRS standard mileage rate of $0.725/mi, business miles add up fast. Many gig drivers miss thousands in mileage deductions each year; Gigaverse auto-tracks every business mile so the write-off is there at tax time.
Retirement on autopilot
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that auto-invests a percentage of every payout. Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client — no employer 401(k) required.
Quarterly taxes on project income
Shoot and licensing income arrives with no withholding, so you owe estimated taxes quarterly. Gigaverse estimates each payment and reminds you before the deadline.
Photographer questions, answered
Can photographers deduct camera gear?+
Yes — equipment used for your business is deductible, often in full the year you buy it via Section 179 or bonus depreciation. Gigaverse tracks equipment purchases; the exact treatment depends on your situation (not tax advice).
What else can freelance photographers deduct?+
Editing software, a home studio, props, travel and mileage to shoots, and a business percentage of your phone and internet on Schedule C. Gigaverse categorizes expenses automatically.
Can photographers open a retirement account?+
Yes — the portable PRActicle™ IRA (via a FINRA/SIPC-member broker-dealer) auto-saves from each payout. Higher earners may prefer a SEP or Solo 401(k); compare with our calculators.
Photographer deep-dive guides
Photographer Taxes
Freelance photographers are self-employed and report income on Schedule C, paying 15.3% SE tax on 92.35% of net profit — but you can deduct half of that SE tax. The right deductions — gear, software, studio, and travel — can meaningfully reduce what you actually owe.
Read the guidePhotographer Retirement
Freelance photographers have access to powerful tax-advantaged retirement accounts unavailable to most employees — with contribution limits far above a standard IRA. Choosing the right account at the right income level can cut your tax bill today while building long-term security.
Read the guideGigaverse is built for every kind of independent worker
Free calculators for photographers
Ready to keep more of what you earn?
Free to open Instant pay Portable IRA
Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.