Built for independent and per-diem travel nurses.
If you take 1099 or per-diem contracts, your taxes and retirement are on you — no employer 401(k), no withholding. Gigaverse tracks your deductions, handles quarterly estimates, and auto-saves for retirement.
Connects with the platforms you already use
Licensing, CEUs & scrubs
For 1099 contract work, nursing license fees, continuing-education courses, certifications, scrubs, and required equipment can be deductible business expenses on Schedule C. Gigaverse categorizes them automatically.
Quarterly taxes across states
Independent contract income has no withholding and can span multiple states. Gigaverse estimates your quarterly federal taxes and reminds you before each deadline.
Mileage between assignments
At the 2026 IRS standard mileage rate of $0.725/mi, business miles add up fast. Many gig drivers miss thousands in mileage deductions each year; Gigaverse auto-tracks every business mile so the write-off is there at tax time.
A retirement plan you own
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that auto-invests a percentage of every payout. Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client — no employer 401(k) required.
Independent Travel Nurse questions, answered
Is Gigaverse for W-2 travel nurses?+
Gigaverse is built for independent income — 1099 contract and per-diem nurses without an employer 401(k) or tax withholding. If all your nursing income is W-2 with benefits, an employer plan may fit better; many nurses have a mix.
What can a 1099 travel nurse deduct?+
For self-employment income: license fees, CEUs, certifications, scrubs, required equipment, and business mileage on Schedule C. Gigaverse tracks them automatically. Your deduction depends on your situation — consult a tax pro for tax-home and travel-stipend rules.
Can independent nurses open a retirement account?+
Yes — the PRActicle™ portable Roth IRA (via a FINRA/SIPC-member broker-dealer) is built for people with self-employment income. Higher earners may also consider a SEP IRA or Solo 401(k) (opened at a separate brokerage) for higher contribution limits.
Gigaverse is built for every kind of independent worker
Free calculators for independent travel nurses
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Free to open Instant pay Portable IRA
Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.