Self-employed taxes and retirement, by state and city
Where you live changes what you owe: state income tax, estimated-tax schedules, local income and business taxes, tipped minimum wages and gig-worker laws. Every guide cites the official source.
Pick your work
States
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Cities with their own tax rules (83)
New York, NY Los Angeles, CA Chicago, IL Houston, TX Phoenix, AZ Philadelphia, PA San Antonio, TX San Diego, CA Dallas, TX Fort Worth, TX Jacksonville, FL Austin, TX San Jose, CA Charlotte, NC Columbus, OH Indianapolis, IN San Francisco, CA Seattle, WA Denver, CO Nashville, TN Washington, DC Boston, MA Detroit, MI Louisville, KY Portland, OR Memphis, TN Baltimore, MD Milwaukee, WI Albuquerque, NM Fresno, CA Tucson, AZ Sacramento, CA Atlanta, GA Kansas City, MO Mesa, AZ Colorado Springs, CO Miami, FL Virginia Beach, VA Long Beach, CA Oakland, CA Minneapolis, MN Bakersfield, CA Tampa, FL Aurora, CO Cleveland, OH New Orleans, LA Henderson, NV Honolulu, HI Anaheim, CA Orlando, FL Lexington, KY Stockton, CA Newark, NJ Riverside, CA Irvine, CA Corpus Christi, TX Santa Ana, CA Cincinnati, OH Greensboro, NC Pittsburgh, PA St. Paul, MN Durham, NC Jersey City, NJ Lincoln, NE Plano, TX Gilbert, AZ Anchorage, AK Madison, WI Reno, NV Chandler, AZ St. Louis, MO Chula Vista, CA Fort Wayne, IN Port St. Lucie, FL St. Petersburg, FL Toledo, OH Glendale, AZ Chesapeake, VA Scottsdale, AZ Boise, ID Richmond, VA Cape Coral, FL Huntsville, AL
All 100 largest cities
New York, NY Los Angeles, CA Chicago, IL Houston, TX Phoenix, AZ Philadelphia, PA San Antonio, TX San Diego, CA Dallas, TX Fort Worth, TX Jacksonville, FL Austin, TX San Jose, CA Charlotte, NC Columbus, OH Indianapolis, IN San Francisco, CA Seattle, WA Denver, CO Nashville, TN Oklahoma City, OK Washington, DC El Paso, TX Las Vegas, NV Boston, MA Detroit, MI Louisville, KY Portland, OR Memphis, TN Baltimore, MD Milwaukee, WI Albuquerque, NM Fresno, CA Tucson, AZ Sacramento, CA Atlanta, GA Kansas City, MO Mesa, AZ Raleigh, NC Colorado Springs, CO Miami, FL Omaha, NE Virginia Beach, VA Long Beach, CA Oakland, CA Minneapolis, MN Bakersfield, CA Tulsa, OK Tampa, FL Aurora, CO Arlington, TX Wichita, KS Cleveland, OH New Orleans, LA Henderson, NV Honolulu, HI Anaheim, CA Orlando, FL Lexington, KY Stockton, CA Newark, NJ Riverside, CA Irvine, CA Corpus Christi, TX Santa Ana, CA Cincinnati, OH Greensboro, NC Pittsburgh, PA St. Paul, MN Durham, NC Jersey City, NJ Lincoln, NE North Las Vegas, NV Plano, TX Gilbert, AZ Anchorage, AK Madison, WI Reno, NV Chandler, AZ St. Louis, MO Chula Vista, CA Fort Wayne, IN Buffalo, NY Lubbock, TX Laredo, TX Port St. Lucie, FL St. Petersburg, FL Toledo, OH Glendale, AZ Winston-Salem, NC Irving, TX Chesapeake, VA Garland, TX Scottsdale, AZ Boise, ID Richmond, VA Frisco, TX Cape Coral, FL McKinney, TX Huntsville, AL
Consultants by state
For independent consultants and fractional executives billing clients directly.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Freelancers by state
For freelance designers, developers, writers and other 1099 professionals.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Content Creators by state
For YouTubers, streamers, podcasters, influencers and subscription creators.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Entrepreneurs by state
For solo founders and small-business owners.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Gig Workers by state
For rideshare and delivery drivers, shoppers and app-based workers.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Bartenders & Servers by state
For bartenders, servers, baristas and other workers paid largely in tips.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Construction & Trades by state
For construction workers, electricians, plumbers, HVAC techs, painters and handymen.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
By platform instead? See tax guides for Fiverr, Upwork, OnlyFans, Thumbtack and more.