Hotels & hospitality
A benefit your hotel staff can actually use
Most hotels split their workforce between W-2 and 1099 staff, and the lower-wage roles rarely get any retirement benefit. Gigaverse gives every worker a free financial app now, with a portable retirement account coming, so owners can offer a real benefit without running a plan.
No benefits below management
Housekeeping, banquet and contract staff usually have no retirement plan at all.
Turnover is the cost
Replacing a line employee is expensive. A benefit that follows the worker is a reason to stay and to come back.
Mixed W-2 and 1099 staff
One program for both, without changing how anyone is classified.
What you can offer, and when
We separate what works today from what is coming, so nobody promises your workers something that doesn't exist yet.
Available today
- A free Gigaverse account for every worker you invite, on Android and the web (iPhone app in App Store review)
- Financial education and an AI money coach that answers with each worker's own numbers
- Quarterly tax estimates, mileage logging and deduction tracking for 1099 workers
- A co-branded signup link and onboarding for your workforce
- Workforce roster sync for payroll and platforms (private beta)
Coming soon
- A portable Roth IRA that follows each worker from job to job, with custody at a FINRA/SIPC-member broker-dealer
- Automatic savings from each payout, set by the worker
- Employer and administrator reporting on enrollment and participation
Gigaverse does not offer a 401(k) or SEP IRA plan today. We are exploring plan options with partners; tell us what your workforce needs and we will tell you honestly what we can do and when.
Questions owners ask
Can we offer a 401(k) or IRA to our hotel staff?+
Gigaverse does not offer a 401(k) or SEP IRA plan today. We are exploring plan options with partners; tell us what your workforce needs and we will tell you honestly what we can do and when.
What does it cost the business owner?+
Worker accounts on the Free plan cost the employer nothing. Program pricing for co-branded onboarding, roster sync and reporting is set per program on a short call. Our aim is low or no cost to the business owner.
Do 1099 contractors count?+
Yes. Gigaverse is built for people with no employer plan: 1099 contractors, gig workers and hourly staff. Inviting someone to Gigaverse does not change how you classify them, and Gigaverse does not provide legal or tax advice about classification.
Talk to our team
Tell us about your workforce. We'll show you what Gigaverse can do for them today and what's coming.
Other industries: Senior care & home health · Home services & trades · Delivery & logistics · Staffing agencies · Restaurants & food service · Real estate brokerages · Insurance agencies & IMOs
Gigaverse Ai, Inc. is a software company. It is not a bank, broker-dealer or registered investment adviser and does not provide tax, legal or investment advice. Gigaverse does not offer a 401(k) or SEP IRA plan today, and the portable Roth IRA is not yet open; when it opens, custody will be at a FINRA/SIPC-member broker-dealer. See disclosures.