About Gigaverse
We're building the financial infrastructure that 70 million gig workers deserve — but have never had.
Our Mission
Gigaverse exists to bring financial equality to the gig economy. We believe that the 70 million Americans who drive, deliver, freelance, and provide services deserve the same financial tools that traditional employees take for granted — instant pay, retirement accounts, tax optimization, and personalized financial guidance.
The Problem
Average emergency fund for gig workers
Have zero retirement savings
Wait time for payment after completing work
Self-employment tax with no employer help
Gig workers are the backbone of the modern economy — delivering food, driving passengers, running errands, building businesses. Yet they're treated as second-class citizens by the financial system. Payments take days. Retirement plans don't exist. Tax complexity costs them thousands. We're changing that.
Our Values
Gig Workers First
Every feature, every decision starts with one question: does this help gig workers earn more, save more, or keep more?
Financial Inclusion
70 million Americans shouldn't be locked out of instant payments, retirement accounts, and basic financial tools.
Trust & Transparency
No hidden fees. No predatory lending. No selling your data. Your money is yours — we just help you manage it better.
Built by Gig Workers
Our team has lived the gig economy firsthand. We built the app we wished existed when we were driving and delivering.
Leadership
Derek Beckmann
Founder & CEO
Serial entrepreneur who spent 15+ years building consumer marketplaces and gig-economy operations across 100+ markets. Founded Gigaverse to give 70M+ gig workers the financial tools they deserve.
LinkedIn →Jason Bucaro
Co-Founder & VP Partnerships
Partnerships and business development leader who has built relationships with 200+ merchants and enterprise clients across the delivery and logistics space. Drives Gigaverse's go-to-market strategy and platform partnerships.
LinkedIn →JC Harrington
CTO
Technology leader responsible for Gigaverse's AI-powered platform architecture — real-time earnings tracking, financial infrastructure powering instant payments, and the PRActicle™ retirement account system.
LinkedIn →Location
Chicago, IL
[email protected]
Regulatory Tailwinds
Washington is solving both halves of the gig-worker problem at once.
Two distinct legislative pushes — one for payments infrastructure, one for portable retirement — are converging on the exact model Gigaverse was architected for.
Pillar 1 — Payments infrastructure (USDC payout rail)
GENIUS Act
Created the permitted payment stablecoin issuer regime — the legal home for USDC, the currency we use to pay gig workers.
Digital Asset Market Clarity Act
Senate substitute by Sen. Tim Scott (R-SC). Authorizes banks to use digital assets, endorses stablecoins as “significant financial infrastructure,” preserves self-custody for financial inclusion.
Lummis-Gillibrand RFIA 2026
Sens. Lummis (R-WY) + Gillibrand (D-NY). Securities innovation framework for digital commodities, incorporated as Title I of the Clarity Act.
Three provisions that map to our payout rail
- §404Payment stablecoins endorsed; activity-based rewards permitted. Congress: “payment stablecoins represent a significant innovation in financial infrastructure that can strengthen the United States payments system.”
- §307Self-custody preserved as a financial-inclusion tool. Congress finds self-hosted wallets “expand financial inclusion and access for communities underserved by traditional financial institutions.”
- §401Banks authorized to use digital assets. Opens the bank-partnership channel for custody, FBO accounts, and treasury services.
Pillar 2 — Portable retirement (PRActicle™)
TSP-style Portable Retirement for Gig Workers
A bipartisan push — Sens. John Hickenlooper (D-CO) + Thom Tillis (R-NC), Reps. Lloyd Smucker (R-PA) + Terri Sewell (D-AL) — would extend Thrift Savings Plan-style retirement access to the 57 million Americans without employer-sponsored plans, including the entire gig-worker population. President Trump publicly backed the framework, the Wall Street Journal covered it as “Trump's new retirement plan idea”.
The TSP is the federal-employee 401(k) — the same low-cost, government-administered plan with expense ratios as low as 0.04%. If extended to gig workers, it would be the single largest expansion of retirement access in a generation.
Saver's Match
Federal government deposits up to $1,000/year directly into qualifying retirement accounts for eligible lower-income workers — starting 2027.
You need an open, funded account at launch to receive it. PRActicle™ opens one automatically when a worker signs up.
Why this maps to Gigaverse
PRActicle™ already exists. We auto-open a portable Roth IRA for every gig worker who signs up and auto-save a percentage of every payout into it. We built the product the legislation describes — three years before the legislation. If Washington passes a TSP-for-gig-workers framework, we are the integration partner; if it doesn't pass, we still deliver the outcome.
- Already operating: portable account, follows the worker across platforms
- Saver's Match-ready: the account is open and funded before 2027 kicks in
- Either-way upside: legislation passes → bigger TAM. Doesn't pass → we're still the only product solving the problem.
Sources: Senate Banking Committee draft EHF26374 (May 2026); Wall Street Journal, “What to Know About Trump's New Retirement Plan Idea”; SECURE 2.0 Act (Saver's Match provision, effective 2027). The Digital Asset Market Clarity Act and the bipartisan TSP-for-gig-workers proposal are not enacted as of May 2026. References are market-context only; Gigaverse claims no specific entitlement, subsidy, or revenue derived from any proposed legislation. Full disclosures →