If you 1099 yourself, Gigaverse works for you.
You invoice clients. You write off mileage and a home office. You make quarterly tax payments and grow a tax-free Roth IRA that follows you across every client. The apps banks built for you were really built for W-2 employees. Gigaverse was built for you — the founder, the consultant, the soloist running the whole show.
Tax-free retirement. AI-powered tax. Programmable infra.
Built for the consultant, the freelance designer, the indie agency owner, the executive coach, and the small business solo.
Portable Roth IRA — grows tax-free
The PRActicle™ is a portable Roth IRA with custody through a FINRA/SIPC-member broker-dealer. Sign up free to reserve yours — account opening is rolling out now. Once open, you can contribute up to $7,500/yr ($8,600 if 50+) with post-tax dollars, grow it tax-free, and withdraw it 100% tax-free in retirement. It's designed to follow you across every client and platform — no employer required.
AI Tax Optimization for 1099s
Every billable hour, mileage at $0.725/mi (2026), home office %, and qualified business deduction tracked across all your platforms. Quarterly estimate calculator built in. No Tax on Tips for service businesses with customer tipping.
Multi-Client Dashboard
Upwork, Toptal, direct invoicing, retainers, royalties — one view. Categorize by client, project, or income type. Export to QuickBooks. 1099-NEC tracking for clients who paid you $600+.
Instant Settlement
Cash out from any platform in under a minute via Solana USDC. Skip the 3-7 day ACH wait. Hold idle balance in yield vaults. $0.25 standard ACH, 0.75% + $0.25 instant.
AI Assistant Ready
Connect your AI assistant via MCP. Let it categorize expenses, file quarterly estimates, contribute to your Roth IRA — with your permission, on your schedule. Built for Claude, GPT, and custom agent frameworks.
Pay tax once. Never again in retirement.
No HR. No payroll deferral. No employer match. When you're self-employed, nobody sets up retirement for you — and most consultants put it off for years.
$8,600 if you're 50+. Post-tax in, tax-free growth, tax-free qualified withdrawals — you'll never owe tax on this money again. Designed to auto-invest from every payout and follow you across every client and platform once your account opens. (Roth eligibility phases out above $153K single / $242K joint, 2026.)
Illustrative comparison based on 2026 IRS limits. Your contribution limit depends on your actual earned income and tax situation. Custody and brokerage services provided by a FINRA/SIPC-member broker-dealer. Not financial or tax advice.
You earn like a business. Manage your money like one.
Gigaverse is the only fintech designed for the full 1099 spectrum — from $35K gig drivers to $300K consultants.