Everything You Need to Know

Gigaverse is the all-in-one financial app built for gig workers. We combine instant payments, retirement savings (the PRActicle™ account), AI-powered tax optimization, and multi-platform earnings tracking in a single app — designed for Uber, DoorDash, Lyft, Instacart, Grubhub, and other gig platform drivers.

When you complete a delivery or gig through a supported platform, Gigaverse processes your payout using USDC stablecoin payouts on Solana. You receive funds in your Gigaverse wallet in under 1 minute — no waiting 3-5 business days for direct deposit. You can then transfer to your bank instantly or spend with your Gigaverse debit card.

The PRActicle™ (Portable Retirement Account) is a Roth IRA built specifically for gig workers. Sign up free to reserve yours — account opening is rolling out now and includes a quick identity check (SSN, DOB, address) and a few suitability questions — no employer sponsor required. Once open, it's designed to auto-save any percentage (1–15%) of every gig payout. Your money grows in diversified low-cost index funds with long-term growth potential (historical market returns, not guaranteed). Starting in 2027, eligible savers may receive up to $1,000 through the federal Saver's Match program.

Gigaverse works with all major gig platforms including Uber, Uber Eats, DoorDash, Lyft, Instacart, Grubhub, Amazon Flex, Spark (Walmart), Shipt, TaskRabbit, and more. Our multi-platform dashboard aggregates your earnings across all apps so you can see your total income in one place.

Gigaverse offers three tiers: Free ($0 — earnings tracking, tax estimates, the PRActicle™ Roth IRA, and automatic mileage tracking), Pro at $4.99/month (instant payouts, unlimited platform connections, full AI tax help, and auto-contributions), and Wealth Builder at $9.99/month (everything in Pro plus PRActicle™ auto-invest, advanced portfolio tools, tax-loss harvesting, and priority support). No hidden fees.

Our AI tax engine automatically tracks deductible expenses — mileage, phone bills, vehicle maintenance, health insurance premiums, and more. It calculates your estimated quarterly taxes in real-time and can even auto-set aside the right amount from each payout. Many gig workers miss thousands in deductions each year (industry estimates commonly cite $2,000–$5,000), but your actual savings depend on your miles, income, and expenses — we don't guarantee a specific amount.

Yes. Funds held in your Gigaverse wallet are secured with bank-level 256-bit AES encryption. Instant payments use Solana blockchain for transparent, immutable transaction records. PRActicle™ retirement accounts are held with a registered custodian that is a member of FINRA and SIPC, with SIPC protection up to $500,000 — which covers custodial failure of the broker-dealer, not investment losses (SIPC is not insurance, and Gigaverse is a financial technology company, not a bank). We never sell your personal data. See our Security page for full details.

The federal No Tax on Tips deduction — enacted under the One Big Beautiful Bill Act — lets eligible workers deduct up to $25,000 of reported tip income per year on federal returns for tax years 2025 through 2028. Gigaverse automatically identifies and separates your tip income from base pay so you're ready to claim it. Eligibility and actual savings depend on your tips, occupation, and tax bracket, and our tax engine stays updated as IRS guidance evolves.

Absolutely. While Gigaverse shines for multi-platform workers, single-platform drivers benefit equally from instant payments, tax optimization, mileage tracking, and retirement savings. Many drivers start with one platform and add more over time — Gigaverse grows with you.

After connecting your gig platform account(s), completed gigs are automatically detected. Payouts are processed through our Solana-based payment rail and arrive in your Gigaverse wallet in under 60 seconds. From there, you can transfer to your bank, use your Gigaverse debit card, or auto-save a portion to your PRActicle™.

Gigaverse includes automatic GPS-based mileage tracking on every plan, including Free. It runs in the background while you drive, classifies business vs. personal miles, and calculates your IRS standard mileage deduction ($0.70/mile (2025 IRS rate); $0.725/mile (2026 IRS rate)) in real-time. No manual logging required.

Most apps solve one problem — payments OR taxes OR savings. Gigaverse is the only platform that combines instant payments, retirement savings, tax optimization, mileage tracking, and multi-platform earnings in one app. We're built by gig workers, for gig workers, with a mission to help the 70M+ Americans in the gig economy build real wealth.

No. There's no minimum balance for your Gigaverse wallet or PRActicle™ retirement account. You can start saving with as little as $1 per gig. We believe financial tools should be accessible to everyone, regardless of income level.

Download the Gigaverse app from the App Store or Google Play, or join our waitlist at gigaverse.ai/waitlist. Sign up takes about two minutes — connect your gig platform accounts and you're ready to start earning, saving, and optimizing.

Gigaverse is available nationwide across all 50 US states. Our instant payment feature works wherever your gig platform operates. The PRActicle™ retirement account is available to all US residents with a valid SSN or ITIN.

Yes! Our referral program rewards you for every friend who signs up and becomes an active Gigaverse user. You earn cash bonuses deposited directly to your wallet. Visit gigaverse.ai/referral for current referral bonus amounts and terms.