A retirement account that grows with every delivery.
Reserve your PRActicle™ Roth IRA in about a minute. Account opening isn't live yet, you're claiming your place in line, free. Auto-save from every Uber, DoorDash, Lyft, and Instacart payout. Track every business mile. Keep the tax deductions you've been missing.
Free · Takes 10 seconds · First 1,000 in line get launch perks
No credit check. No setup fees. Free plan, forever.
Works With Your Platforms
Get Paid in Under 60 Seconds
You finished the delivery. You did the work. Why should you wait 3-5 business days for your money? With Gigaverse, your earnings settle in under a minute. Cash out to your linked external account, debit card, or keep funds in your USDC wallet for instant spending. No more living paycheck to paycheck because some platform is holding your money.
Settlement time
Basic payout fee
Cash out anytime
Keep More of What You Earn
Many gig workers miss thousands in deductions every year (industry estimates commonly cite $2,000–$5,000). Here's how Gigaverse helps you find what you're owed, actual savings vary.
No Tax on Tips | Save $3,000-$5,500/year
The One Big Beautiful Bill Act (2025-2028) lets you deduct up to $25,000 in tip income from your federal taxes. If you earn $20K in tips, that's $3,000+ back in your pocket. Gigaverse tracks your tips automatically and maximizes your deduction.
Mileage Tracking, $2,000-$4,000 in Missed Deductions
At $0.70/mile (2025) and $0.76/mile (Jul–Dec 2026; $0.725 Jan–Jun), the average gig driver misses thousands in deductions every year. Gigaverse automatically tracks your miles and calculates your deduction. Drive 20K miles? That's $14,000+ in deductions.
Quarterly Tax Estimates | Never Get Penalized
As a 1099 worker, you owe quarterly estimated taxes. Miss a payment? The IRS charges penalties. Gigaverse calculates exactly what you owe each quarter and reminds you before the deadline.
Expense Deductions | Track Everything
Phone bill (business %), delivery bags, insulated carriers, parking fees, tolls, platform fees, car washes, phone mounts, they're all deductible. Gigaverse categorizes them automatically so you never miss a write-off.
Your AI Money Coach
Think of it like having a money expert in your pocket, one who actually understands gig work. Ask anything:
Build Real Wealth with the Gigaverse PRActicle™
47% of gig workers have zero retirement savings. Not because they don't want to save, because no one made it easy. The Gigaverse PRActicle™ (Portable Retirement Account) is a Roth IRA you reserve when you create a free Gigaverse account, account opening isn't live yet. When it opens it will include an identity check (SSN, DOB, address) and suitability questions. It's designed to auto-save from every gig, invest in diversified index funds, and let you micro-invest with as little as $1. Note on the federal Saver's Match: contributing to a Roth PRActicle™ still counts toward earning it, but 26 U.S.C. §6433(e)(2) requires the match payment go to an account that is not a Roth IRA, so it needs a destination such as a traditional IRA. See /retirement.
Example: Saving $50/week from gigs
After 1 year
After 5 years (est. market growth, not guaranteed)
After 10 years (estimated growth only, not guaranteed)
Frequently Asked Questions
Does Gigaverse work with Uber and DoorDash?+
Yes! Gigaverse integrates with Uber, DoorDash, Lyft, Instacart, Grubhub, Amazon Flex, Shipt, Spark, Gopuff, TaskRabbit, and more. All your earnings appear in one unified dashboard.
How much can I save with the No Tax on Tips deduction?+
The No Tax on Tips provision (2025-2028) lets you deduct up to $25,000 in tip income from federal taxes. Depending on your tax bracket, that's $3,000-$5,500 in annual savings.
How does mileage tracking work?+
Gigaverse automatically tracks your work miles. At the IRS rate of $0.70/mile (2025) and $0.76/mile (Jul–Dec 2026; $0.725 Jan–Jun), the average gig driver can deduct $2,000-$4,000 in mileage annually.
What tax deductions can gig workers claim?+
Gig workers can deduct mileage, phone bills (business %), delivery bags, parking, tolls, platform fees, car maintenance, and more on Schedule C. Most drivers miss $2,000-$4,000 in deductions annually.
How fast do I get paid with Gigaverse?+
Gigaverse processes payments in under 1 minute using blockchain-powered settlement. No more waiting 3-5 business days for platform payouts.
What this is worth to you
Built vs. not builtWe haven't launched, so we have no drivers to quote. Here is the math instead — assumptions shown, so you can swap in your own numbers.
1,000 untracked miles
1,000 business miles a month × $0.76 = $760 of deduction. Counting both self-employment tax and income tax at a 22% marginal rate, roughly $263/mo less tax owed.
Assumes the miles are genuinely deductible and weren't already tracked.
The phone bill nobody splits
A $90/mo phone used 65% for gig work is a $58.50/mo deduction, about $702/yr, or roughly $243/yr less tax at the same rates.
Your business-use share is yours to substantiate; 65% is an example.
$40/wk for 30 years
$800/wk gross at a 5% contribution rate is $40/wk. Compounded 30 years at a 6% average annual return, about $174,000.
6% is an assumption, not a promise. Returns vary and can be negative.
2026 IRS rate, Jul–Dec
$0.725/mi for Jan–Jun 2026. Published by the IRS, our mileage tracker uses the correct rate for each half of the year automatically.
Rates are set by the IRS and change; we track the change.
TrumpIRA.gov opens
Executive Order 14403 creates a federal retirement account for workers with no employer plan, which is nearly every 1099 driver.
We are not affiliated with or endorsed by any government program.
What the calculators cost
Every tax, mileage and retirement calculator on this site is free and needs no account. Use them before you give us an email address.
Free plan stays free. Pro is $4.99, Wealth Builder $9.99.
You did the work. Keep more of it.
Open your free account, no credit check, no commitment.
Disclaimer: All savings estimates, tax projections, earnings examples, and educational content on this page are for illustrative purposes only and are not indicative of any future returns or outcomes. Gigaverse makes no promises, guarantees, or representations regarding any legislation, laws, tax benefits, government programs, or financial advice. Laws and regulations may change at any time. Consult a qualified professional before making financial decisions. Full disclosures →