The money app for independent tutors.
Tutoring on your own or through a platform makes you self-employed. Gigaverse opens a real IRA, tracks your materials and travel deductions, and automates your quarterly taxes.
Connects with the platforms you already use
Materials, software & mileage
Curriculum materials, subscriptions, a home workspace, and mileage to in-person sessions (at $0.725/mi, 2026) are deductible on Schedule C. Gigaverse categorizes them automatically.
Retirement that grows with every session
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that auto-invests a percentage of every payout. Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client — no employer 401(k) required.
Quarterly taxes without surprises
No one withholds taxes from tutoring income. Gigaverse estimates your quarterly payments and reminds you before each IRS deadline.
Instant pay
Get paid in under a minute via stablecoin rails — no waiting on transfers.
Independent Tutor questions, answered
Can independent tutors open a retirement account?+
Yes — the portable PRActicle™ Roth IRA (via a FINRA/SIPC-member broker-dealer) auto-saves from every payout, no employer required.
What can a tutor deduct?+
Curriculum materials, software subscriptions, a home workspace, and mileage to sessions on Schedule C. Gigaverse tracks them automatically; your deduction depends on your activity.
Does Gigaverse work if I tutor through a platform?+
Yes — connect Wyzant, Stripe, Venmo, or log direct payments, and Gigaverse handles retirement, deductions, and quarterly taxes.
Gigaverse is built for every kind of independent worker
Free calculators for independent tutors
Ready to keep more of what you earn?
Free to open Instant pay Portable IRA
Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.