Shop, deliver, and actually build wealth — for Shipt shoppers.
Gigaverse tracks every business mile, captures the deductions shoppers miss, pays you in under a minute, and auto-saves for retirement from each order.
Connects with the platforms you already use
Miles between every store
At the 2026 IRS standard mileage rate of $0.725/mi, business miles add up fast. Many gig drivers miss thousands in mileage deductions each year; Gigaverse auto-tracks every business mile so the write-off is there at tax time.
Tips you keep
The No Tax on Tips deduction (2025-2028) lets eligible workers deduct up to $25,000 of reported tip income from federal taxable income. Your actual benefit depends on your tips, bracket, and eligibility — Gigaverse tracks tips automatically so you can claim what you qualify for.
Retirement from each order
The PRActicle™ is a portable Roth IRA opened through a FINRA/SIPC-member broker-dealer that auto-invests a percentage of every payout. Contributions are post-tax, grow tax-free, and qualified withdrawals are tax-free. It follows you across every platform and client — no employer 401(k) required.
Quarterly taxes, handled
Shipt sends a 1099 with no taxes withheld, so you owe estimated taxes four times a year. Gigaverse estimates each payment and reminds you before the deadline.
Shipt Shopper questions, answered
Does Gigaverse work with Shipt?+
Yes. Connect Shipt and your orders, tips, and miles flow into one dashboard with deductions tracked automatically.
What can Shipt shoppers deduct?+
Business mileage at $0.725/mi (2026), phone (business %), insulated bags, and tolls on Schedule C. Gigaverse categorizes expenses automatically; your deduction depends on your activity.
Can Shipt shoppers save for retirement?+
Yes — the PRActicle™ portable IRA (via a FINRA/SIPC-member broker-dealer) auto-saves from every payout. No employer needed.
Shipt Shopper deep-dive guides
Shipt Shopper Taxes
Shipt classifies shoppers as 1099 independent contractors, so your earnings land on Schedule C rather than a W-2 and nothing is withheld. From the drive to the store through the final delivery, your miles and work costs translate into meaningful deductions.
Read the guideShipt Shopper Retirement
As a Shipt shopper you get no employer-sponsored retirement plan, but the IRS gives self-employed workers access to some of the most generous tax-advantaged accounts available. Acting on that access early is one of the best financial moves you can make.
Read the guideGigaverse is built for every kind of independent worker
Free calculators for shipt shoppers
Ready to keep more of what you earn?
Free to open Instant pay Portable IRA
Gigaverse is not a bank. Brokerage services are provided through a FINRA/SIPC-member broker-dealer. Tax outcomes depend on your individual circumstances; Gigaverse does not guarantee any specific savings.