Umthengi we-Shipt
isiXhosa · machine translation, not independently reviewed
Thenga, zisa, kwaye yakha ubutyebi ngenene, kwabathengi be-Shipt.
IGigaverse ilandela imayile nganye yomsebenzi, ibamba izaphulelo abathengi abaziphosayo, kwaye igcina umhlala-phantsi ngokuzenzekelayo kwi-odolo nganye. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.
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Isebenza ne
Iimayile phakathi kweevenkile zonke ze-Shipt
Umthengi we-Shipt oqhuba phakathi kweevenkile usebenzisa ixabiso le-IRS lika-2026 elingu-$0.76 ngeyimayile (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni). Iimayile zomsebenzi zihlangana ngokukhawuleza. Abaqhubi abaninzi be-gig baphosa amawaka ezaphulelo ngonyaka. Bhala uhambo ngalunye kuGigaverse ngocofa olunye ukuze isaphulelo sibekho ngexesha lerhafu.
Iitiphu ozigcinayo njengomthengi we-Shipt
Isaphulelo se-No Tax on Tips (2025-2028) sivumela umthengi we-Shipt ofanelekileyo ukunciphisa ukuya ku-$25,000 yengeniso yeetiphu exeliweyo kwingeniso erhafiswayo yomanyano. Inzuzo ixhomekeke kwiitiphu, kwiqela, nakwifaneleko. Bhala iitiphu kwaye iGigaverse izifaka kuqikelelo lwerhafu yekota.
Umhlala-phantsi kwi-odolo nganye ye-Shipt
I-PRActicle™, kumthengi we-Shipt, yi-Roth IRA ephathekayo eza kuvulwa nge-broker-dealer elilungu le-FINRA/SIPC. Iza kugcina ipesenti yentlawulo nganye ngokuzenzekelayo (iza kufika). Iminikelo yemva kwerhafu, ikhula ngaphandle kwerhafu, kwaye ukukhupha okufanelekileyo akunarhafu. Ikulandela kuwo onke amaqonga, ngaphandle kwe-401(k) yomqeshi. Ayikavulwa okwangoku.
Iirhafu zekota, zilungisiwe kumthengi we-Shipt
I-Shipt ithumela i-1099 ngaphandle kwerhafu ebambekiweyo, ngoko ke utyala iirhafu eziqikelelweyo ka-ne ngonyaka. IGigaverse iqikelela intlawulo nganye kwaye ikukhumbuza phambi komhla wokugqibela we-IRS.
Imibuzo ebuzwa rhoqo
Ngaba iGigaverse isebenza ne-Shipt?
Ewe. Dibanisa i-Shipt kwaye ii-odolo zakho, iitiphu, neemayile zingena kwibhodi enye, izaphulelo zilandelwa ngokuzenzekelayo.
Yintoni abathengi be-Shipt abanokuyinciphisa?
Iimayile zomsebenzi nge-$0.76 ngeyimayile (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni), ifowuni (ipesenti yomsebenzi), iibhegi ezifudumeleyo, neetolhi ku-Schedule C. IGigaverse ihlela iinkcitho ngokuzenzekelayo; isaphulelo sakho sixhomekeke kumsebenzi wakho.
Ngaba abathengi be-Shipt banokugcina umhlala-phantsi?
Hayi namhlanje. I-PRActicle™ Roth IRA ayikavulwa okwangoku. Xa iakhawunti ivulwa, i-IRA ephathekayo ye-PRActicle™ (nge-broker-dealer elilungu le-FINRA/SIPC) igcina ngokuzenzekelayo kwiintlawulo zonke. Akufuneki mqeshi.
Abasebenzi abanye
Imfundo kuphela, ayisiyongcebiso yerhafu, yomthetho, okanye yotyalo-mali. IGigaverse ayiyobhanki kwaye ayilomcebisi wotyalo-mali obhalisiweyo. Xa kukho iakhawunti ye-brokerage, inikezelwa nge-broker-dealer elilungu le-FINRA nele-SIPC. Akukho mbuyekezo iqinisekisiweyo. Ukubhalisa kusimahla, akukho mrhumo wokubhalisa, kwaye ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, okanye i-Roth IRA. Ezo akhawunti zihlala kuluhlu lokulinda. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.