个体经营者

为个体经营者打造的理财 App。

便携式 Roth IRA、自动化的季度预缴税、抵税开支记录、即时收款 —— 专为没有雇主 401(k) 的人打造。

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支持你正在用的各大平台

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便携式 Roth IRA

PRActicle™ 便携式 Roth IRA(通过 FINRA/SIPC 会员券商开设)接受税后缴款,每年最高 $7,000(满 50 岁 $8,000),增值免税,从每笔收入中自动投资 —— 符合条件的取款免税。

每一项抵税都抓住

家庭办公室、设备、软件、里程等都可以在 Schedule C 上申报 —— 自动分类记录。

季度预缴税帮你搞定

Gigaverse 计算你的季度税款,并在每个截止日前提醒你。

即时结算

通过稳定币通道,收款一分钟内到账。

常见问题

个体经营者最好的退休计划是什么?

Gigaverse 的 PRActicle™ 是一个便携式 Roth IRA(通过 FINRA/SIPC 会员券商开设):税后缴款每年最高 $7,000(满 50 岁 $8,000),增值免税。高收入者也可以考虑 SEP IRA 或 Solo 401(k)(需在其他券商开设);可以用我们的计算器做对比 —— 这不构成针对个人的税务建议。

Gigaverse 怎么处理我的季度预缴税?

它估算你每季度欠多少税,并在 IRS 截止日前提醒你。实际税额取决于你的收入和抵扣项。

Gigaverse 是银行吗?

不是。Gigaverse 是一款理财 App;证券经纪服务由一家 FINRA/SIPC 会员券商提供。

其他职业的理财指南

本页内容仅供教育参考,不构成税务、法律或投资建议。Gigaverse 不是银行,也不是注册投资顾问;证券经纪服务由一家 FINRA/SIPC 会员券商提供。所有结果取决于你的个人情况,我们不保证任何省税金额或投资回报。涉及个人税务或投资决定,请咨询有资质的专业人士。

Important Disclosures: Gigaverse AI, Inc. is a financial technology company, not a bank. Brokerage services for the Gigaverse PRActicle™ (Portable Retirement Account) are provided through a FINRA/SIPC-member broker-dealer, which is responsible for custody of the retirement assets. USDC stablecoin balances held in Gigaverse wallets are not bank deposits and are not FDIC-insured; they are subject to the risks of the underlying issuer (Circle) and the underlying blockchain (Solana). Gigaverse AI, Inc. is not itself a registered investment adviser, broker-dealer, CPA, or attorney. Nothing on this site constitutes financial, tax, legal, or investment advice. All information, including AI-generated content, tax estimates, retirement projections, earnings data, case studies, and driver scenarios, is for illustrative and educational purposes only, is not indicative of any future returns or outcomes, and should not be relied upon as the sole basis for any financial decision. Gigaverse makes no promises, guarantees, or representations regarding any legislation, laws, tax benefits, government programs, or policy outcomes. Laws and regulations may change at any time without notice. Consult a qualified CPA, CFP®, or licensed attorney before making investment, tax, or legal decisions. All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Full disclosures →