Uber 司机

Uber 司机报税:2026 年到底能抵扣什么

Uber 不会替你预扣任何税款。你拿到的是 1099 表而不是 W-2,需要自己缴纳 15.3% 的自雇税。好消息是,几乎所有为跑车而产生的开销都能抵减应税利润。

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2026 年是「两档费率」年

IRS 在年中上调了标准里程费率,因此全年里程要分两段计算:1 月 1 日至 6 月 30 日每英里 0.725 美元,7 月 1 日起每英里 0.76 美元。这意味着你的行车记录必须带日期,只有一个年终里程总数是没法正确拆分的。计入范围是从打开 App 到关闭 App 之间的所有里程,包括两单之间的空驶,而不只是车上有乘客的那段。

小费、Uber 抽成与车辆开销

No Tax on Tips 抵扣在 2025 至 2028 年有效,每年最多可抵扣 2.5 万美元小费。Uber 从你的收入中先行扣除的服务费和抽成要单独申报为费用——很多司机忽略了这一点,结果是按毛收入而不是到账金额纳税。此外,给乘客准备的水和零食、手机支架、洗车费、手机资费中用于工作的比例、停车费和过路费都可以抵扣。请注意:标准里程费率已经包含了油费、保养、保险和折旧,这些不能再重复抵扣。

常见问题

我需要按季度预缴税款吗?

通常需要。如果你预计全年欠税达到 1000 美元或以上,就要分四次预缴,下一个截止日期是 2026 年 9 月 15 日。漏缴通常会产生罚息,即使你在年度报税时一次性补齐也一样。

标准里程费率和实际费用法,哪个更划算?

对大多数 Uber 司机来说标准里程费率更有利,尤其是车龄较长、比较省油的车。车价昂贵或较新的车有时用实际费用法更合适。以上是估算而非税务建议,请与专业人士讨论你的具体情况。

其他职业的理财指南

本页内容仅供教育参考,不构成税务、法律或投资建议。Gigaverse 不是银行,也不是注册投资顾问;证券经纪服务由一家 FINRA/SIPC 会员券商提供。所有结果取决于你的个人情况,我们不保证任何省税金额或投资回报。涉及个人税务或投资决定,请咨询有资质的专业人士。

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