isiZulu · machine translation, not independently reviewed
Izintela zomshayeli we-Uber, zichaziwe
Njengomshayeli we-Uber ungu-contractor ozimele we-1099, i-Uber ayibambi lutho, ngakho intela yemali engenayo, i-Social Security, ne-Medicare kungokwakho ukuziphatha. Nansi indlela yokugcina i-akhawunti iphansi ngokomthetho. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
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Amamayela avame ukuba ukuncishiswa kwakho okukhulu
Abashayeli abaningi be-Uber baphuma phambili ngendlela ejwayelekile yamamayela: amamayela ebhizinisi × $0.76 (isilinganiso se-IRS sika-uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni). Lokho kuhlanganisa uphethiloli, ukuncipha kwenani, umshuwalense, nokulungisa enanini elilodwa. Inkinga ibhalwe: i-IRS ilindele irejista yesikhathi esifanayo, kuhlanganise amamayela phakathi kohambo ngenkathi uku-inthanethi, hhayi amamayela ohambo kuphela. I-Gigaverse ilandelela ngokuzenzakalela wonke amamayela ebhizinisi ukuze ukuncishiswa kuvikeleke ngesikhathi sokufaka.
Ukuncishiswa abashayeli be-Uber abakushiyayo
Ngaphezu kwamamayela: iphesenti yebhizinisi ye-akhawunti yakho yocingo, izimali zesevisi/yokubhuka ze-Uber esezihlanjiwe emalini yakho ephelele, ukugeza imoto, isibambi socingo, amatholi nokupaka, ama-dashcam, nokudla/amanzi abagibeli. Lezi yizindleko ze-Schedule C. Abashayeli abanciphisa kuphela okubonakala ku-1099 yabo bavame ukukhokha ngokweqile ngamakhulu.
Intela yokuzisebenza nezilinganiso zekota
Ngaphezu kwentela yemali engenayo ukweleta intela yokuzisebenza engu-15.3% ku-92.35% wenzuzo engumhlomulo (uhhafu wayo uwadonswa). Ngoba akukho okubanjiwe, i-IRS ifuna izinkokhelo ezilinganisiwe izikhathi ezine ngonyaka, ngokuvamile ngo-15 ku-Ephreli, ngo-15 kuJuni, ngo-15 kuSepthemba, ngo-15 kuJanuwari. Uma uziphutha ungakweleta inhlawulo yokungakhokhi ngokwanele ngisho uma uhlanganisa ngo-Ephreli.
Amathiphu ne-1099-K
Amathiphu abagibeli ayimali engenayo; ukuncishiswa kwe-No-Tax-on-Tips (2025-2028) kungakuvumela ukuthi unciphise kuze kufike ku-$25,000 wamathiphu abikiwe emalini yentela yenhlangano ngokuya ngokufaneleka. I-Uber ikhipha i-1099-K yemali yakho ephelele, qaphela ukuthi lokho kungaphambi kwezimali namakhomishini, ngakho inzuzo yakho ekhokhiswa intela iphansi kakhulu uma usudonse izindleko.
Imibuzo evame ukubuzwa
Ingabe abashayeli be-Uber kufanele basebenzise amamayela ajwayelekile noma izindleko zangempela?
Abaningi baphuma phambili ngamamayela ajwayelekile ($0.76 nge-mayela ngo-uJulayi–uDisemba 2026 ($0.725 uJanuwari–uJuni)) ngoba kuhlanganisa uphethiloli, ukuncipha kwenani, nokulungisa. Izindleko zangempela zingawina ezimotweni ezibizayo ezinezindleko eziphezulu. Ngokuvamile kumele ukhethe amamayela ajwayelekile ngonyaka wokuqala imoto isebenza ukuze ugcine inketho ivuliwe. Qhathanisa kokubili, impendulo yakho incike emotweni namamayela akho.
Umshayeli we-Uber kufanele abeke eceleni malini yentela?
Abaningi babeka eceleni u-25-30% wemali engenayo engumhlomulo, kodwa kuncike esigabeni sakho, emamayeleni, nakwezinye izimali. Amamayela adonswayo avame ukudonsa isilinganiso sangempela ngaphansi kwalokho. Isilinganiso sentela yekota ezinombolweni zakho zangempela sinembile kunephhesenti elivamile.
Ingabe i-Gigaverse ilandelela ukuncishiswa kwe-Uber ngokuzenzakalela?
Yebo, xhuma i-Uber bese i-Gigaverse ibhala amamayela ebhizinisi, ihlukanisa izindleko ze-Schedule C, futhi ilinganisa izintela zakho zekota njengoba uzuza. Okuphumayo kuyizilinganiso, akusona iseluleko sentela.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.