A real money coach, actually in your pocket.
Most fintech apps bolt on a chatbot as an afterthought. Gigaverse built the AI Money Coach first — then wrapped the payouts, the IRA, and the tax engine around it. Ask it anything about your money, in your words. It explains, it shows the math, and it acts on your behalf.
The chat widget bottom-right is the live coach. No signup required to ask.
The 100M+ Americans the financial system left behind never had an advisor — not because the advice didn't exist, but because the advisor cost $300 an hour and only saw clients in a glass office downtown.
Gigaverse's AI literacy coach is the first time real financial education is available to a gig worker between deliveries — with their numbers, in their language, on their schedule.
Four jobs no other AI fintech does together.
Albert and Cleo have chatbots. Origin and Facet have advisors. We're the only one doing all four jobs — for a gig worker, with their data, in real time.
It teaches, not just talks.
Every answer explains the concept — what an IRA is, why quarterly estimates exist, how the standard mileage rate works. By month three, our beta users were teaching their friends.
It runs your numbers.
Plugged into your live earnings, expenses, and contributions. You don't get a generic answer; you get an answer with your actual dollars in the math.
It catches what you'd miss.
Proactively flags deductions, IRA contribution windows, Saver's Match eligibility, and quarterly deadlines — before they pass.
It knows when to hand off to a human.
On the Wealth Builder tier, complex questions get routed to a licensed human advisor with full context from your chat history. No starting over, no re-explaining your situation.
Real questions our beta users actually asked.
Click any of these in the live chat on this page. The bot is live right now.
“If I drove 80 hours this week mostly nights, what's my best move at tax time?”
“Explain the No Tax on Tips deduction like I'm 15.”
“Should I open a Roth or a SEP IRA — I'm freelancing $80K/year.”
“I missed Q1 quarterly estimates. How bad is it?”
“Will saving $5 from every Uber trip actually matter?”
“What's the difference between a 401(k) and an IRA, and why does it matter for me?”
“I just got a $400 cash tip. What should I do with it?”
“My side hustle just passed $20K — am I supposed to be doing something?”
Literacy that shows up in dollars.
From the first 90 days of our closed beta. Numbers reflect verified beta cohort outcomes; broader results will vary.
of gig workers say they don't understand how a Roth IRA works. We fix that in conversation #1.
median first-year tax savings our beta users identified through AI-surfaced deductions.
of beta users could correctly explain quarterly estimates after one month of using the coach.
average response time. Faster than booking an appointment with an accountant.
It's the feature they tell their friends about.
“I asked it to explain a Roth IRA like I'm five. It actually did. Then it walked me through reserving one. I'd been putting that off for six years.”
Andre P.
DoorDash, Lyft · Houston, TX
“I asked 'am I overpaying taxes' and it actually looked at my numbers. Told me about the QBI deduction I'd never heard of. Saved $2,800 last year.”
Jasmine R.
Etsy seller, freelance designer · Portland, OR
“English is my second language. The financial words always lost me. The bot explains everything in plain language. I finally feel like I understand my own money.”
Carlos M.
Uber Eats, Instacart · Miami, FL
“I've had three different accountants in eight years. None of them taught me anything. The AI taught me more about my own business in a week than they did in a decade.”
Beth W.
Consultant · Boston, MA
Composite scenarios drawn from beta interviews. Names changed; quotes representative.
Your data stays yours
Personal financial data is never used to train models. Encrypted in transit and at rest. Delete chat history any time.
Educational, not pushy
Designed to teach, not to upsell. No commission-driven product recommendations. Investment advice flows through licensed channels.
Always on, never charged extra
Free on every plan. Unlimited questions on Pro and Wealth Builder. No per-message fees, ever.
Questions about the coach
Quick answers, plain English.
Is the AI a real financial advisor?+
The Money Coach is built to teach — it explains concepts, surfaces deductions, runs scenarios, and walks you through how things work in plain English. It is not a substitute for personalized investment advice from a licensed professional. For anything complex, Wealth Builder tier connects you to a real human advisor.
How is this different from asking ChatGPT a money question?+
ChatGPT doesn't know your earnings, your platforms, your home state, your filing status, or your contribution history. Our coach does — because it's connected to your live Gigaverse data. Ask 'should I drive more this month or save more?' and you get an answer specific to your numbers, not a generic essay.
Will my financial data be used to train the AI?+
No. Your personal financial data is never used to train models. Every chat session is scoped to your account, encrypted in transit and at rest, and you can delete chat history any time.
Will the AI replace my accountant?+
For most gig workers who could never afford an accountant in the first place, the AI is genuinely the first real money help they've had. For complex situations (multi-state tax issues, large business returns), it works alongside your CPA — surfacing deductions for them to review and explaining what they're talking about.
What languages does the AI speak?+
English at launch, with Spanish in active development. Voice mode is on the roadmap so drivers can ask questions hands-free between deliveries.
Ask it the question you've been afraid to ask.
The chat widget on this page is the live coach. It answers in seconds and won't judge you for not knowing what an IRA is.