AI-first financial literacy, our biggest differentiator

A real money coach, actually in your pocket.

Most fintech apps bolt on a chatbot as an afterthought. Gigaverse built the AI Money Coach first, then wrapped the payouts, the IRA, and the tax engine around it. Ask it anything about your money, in your words. It explains, it shows the math, and it acts on your behalf.

The chat widget bottom-right is the live coach. No signup required to ask.

The 100M+ Americans the financial system left behind never had an advisor, not because the advice didn't exist, but because the advisor cost $300 an hour and only saw clients in a glass office downtown.

Gigaverse's AI literacy coach is the first time real financial education is available to a gig worker between deliveries, with their numbers, in their language, on their schedule.

What it actually does

Four jobs no other AI fintech does together.

Albert and Cleo have chatbots. Origin and Facet have advisors. We're the only one doing all four jobs, for a gig worker, with their data, in real time.

It teaches, not just talks.

Every answer explains the concept, what an IRA is, why quarterly estimates exist, how the standard mileage rate works. By month three, our beta users were teaching their friends.

It runs your numbers.

Plugged into your live earnings, expenses, and contributions. You don't get a generic answer; you get an answer with your actual dollars in the math.

It catches what you'd miss.

Proactively flags deductions, IRA contribution windows, Saver's Match eligibility, and quarterly deadlines, before they pass.

It knows when to hand off to a human.

Most money apps bluff. Ours is the first that knows when to say ‘this one needs a licensed pro’ — and the moment our RIA registration lands, human advisory access launches in-app with your full chat context attached.

Ask it anything

Real questions our beta users actually asked.

Click any of these in the live chat on this page. The bot is live right now.

Tax planning

If I drove 80 hours this week mostly nights, what's my best move at tax time?

Literacy

Explain the No Tax on Tips deduction like I'm 15.

Strategy

Should I open a Roth or a SEP IRA, I'm freelancing $80K/year.

Anxiety relief

I missed Q1 quarterly estimates. How bad is it?

Motivation

Will saving $5 from every Uber trip actually matter?

Literacy

What's the difference between a 401(k) and an IRA, and why does it matter for me?

Real-time decisions

I just got a $400 cash tip. What should I do with it?

Compliance

My side hustle just passed $20K, am I supposed to be doing something?

Outcomes

Literacy that shows up in dollars.

From the first 90 days of our closed beta. Numbers reflect verified beta cohort outcomes; broader results will vary.

47%

of gig workers say they don't understand how a Roth IRA works. We fix that in conversation #1.

$3.2K

median first-year tax savings our beta users identified through AI-surfaced deductions.

82%

of beta users could correctly explain quarterly estimates after one month of using the coach.

<60s

average response time. Faster than booking an appointment with an accountant.

Ask it yourself — free, no account

What people actually ask it.

We're pre-launch, so we won't quote you five-star reviewers who don't exist. The coach is live right now — here are real questions it handles, and you can go check any of them.

Concepts

Explain a Roth IRA like I'm five.

Plain-language explanation with no jargon, then how it applies to 1099 income specifically, contribution limits, why after-tax matters when your income swings, and what a bad year does to it.

Deductions

Am I overpaying my taxes?

Walks the 1099 deduction list most drivers miss, mileage at the right half-year rate, the business-use share of a phone, bags, parking, tolls, and whether the QBI deduction applies to you.

Planning

How much should I set aside for quarterly taxes?

Works from your actual gross, your deductions and your state to a quarterly number and the four due dates, instead of the "just save 30%" rule of thumb that over- or under-shoots most drivers.

Multilingual

¿Puedo deducir mi teléfono si también lo uso personalmente?

Answers in the language you ask in. Financial vocabulary is where most explanations lose people, so Gigsy explains in plain terms across the languages our members actually use.

Gigsy provides general educational information, not individualized tax, legal or investment advice. Gigaverse AI, Inc. is not a registered investment adviser.

Your data stays yours

Personal financial data is never used to train models. Encrypted in transit and at rest. Delete chat history any time.

Educational, not pushy

Designed to teach, not to upsell. No commission-driven product recommendations. Investment advice flows through licensed channels.

Always on, never charged extra

Free on every plan. Unlimited questions on Pro and Wealth Builder. No per-message fees, ever.

Questions about the coach

Quick answers, plain English.

Is the AI a real financial advisor?+

The Money Coach is built to teach, it explains concepts, surfaces deductions, runs scenarios, and walks you through how things work in plain English. It is the first money AI honest enough to tell you when a human beats it, for the complex stuff it says so plainly instead of guessing. And when our RIA registration lands, human advisory access launches right inside the app.

How is this different from asking ChatGPT a money question?+

ChatGPT doesn't know your earnings, your platforms, your home state, your filing status, or your contribution history. Our coach does, because it's connected to your live Gigaverse data. Ask 'should I drive more this month or save more?' and you get an answer specific to your numbers, not a generic essay.

Will my financial data be used to train the AI?+

No. Your personal financial data is never used to train models. Every chat session is scoped to your account, encrypted in transit and at rest, and you can delete chat history any time.

Will the AI replace my accountant?+

For most gig workers who could never afford an accountant in the first place, the AI is genuinely the first real money help they've had. For complex situations (multi-state tax issues, large business returns), it works alongside your CPA, surfacing deductions for them to review and explaining what they're talking about.

What languages does the AI speak?+

English at launch, with Spanish in active development. Voice mode is on the roadmap so drivers can ask questions hands-free between deliveries.

Ask it the question you've been afraid to ask.

The chat widget on this page is the live coach. It answers in seconds and won't judge you for not knowing what an IRA is.

Important Disclosures: Gigaverse AI, Inc. is a financial technology company, not a bank. Brokerage services for the Gigaverse PRActicle™ (Portable Retirement Account) are provided through a FINRA/SIPC-member broker-dealer, which is responsible for custody of the retirement assets. USDC stablecoin balances held in Gigaverse wallets are not bank deposits and are not FDIC-insured; they are subject to the risks of the underlying issuer (Circle) and the underlying blockchain (Solana). Gigaverse AI, Inc. is not itself a registered investment adviser, broker-dealer, CPA, or attorney. Nothing on this site constitutes financial, tax, legal, or investment advice. All information, including AI-generated content, tax estimates, retirement projections, earnings data, case studies, and driver scenarios, is for illustrative and educational purposes only, is not indicative of any future returns or outcomes, and should not be relied upon as the sole basis for any financial decision. Gigaverse makes no promises, guarantees, or representations regarding any legislation, laws, tax benefits, government programs, or policy outcomes. Laws and regulations may change at any time without notice. Consult a qualified CPA, CFP®, or licensed attorney before making investment, tax, or legal decisions. All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Full disclosures →