Self-employed in Henderson, NV: taxes and retirement for 2026
What consultants, freelancers, content creators, entrepreneurs, gig workers, tipped workers and tradespeople in Henderson, NV need to know this year: local taxes, Nevada income and estimated tax rules, and how to save for retirement without an employer plan.
Guides for Henderson
Henderson local rules
- Local income tax
- No city income tax in Henderson.
- City of Henderson Business License Fee
- Anyone who conducts business in Henderson or whose business is based in Henderson must get a city business license before starting; the fee depends on which of nearly 100 license classifications applies (the city quotes it by phone at 702-267-1730, option 3).
- City business license
- Yes. Henderson's FAQ says any person who conducts business within the city or is based in the city must obtain a business license on or before the day the business starts. Multi-jurisdictional licenses that also cover Las Vegas, North Las Vegas and unincorporated Clark County are currently available only to contractors licensed under NRS 624.
- Also worth knowing
- No city or county income tax (Nevada has no personal income tax). New Henderson applicants also register with the Nevada Secretary of State through SilverFlume, which requires a state business license or exemption (https://www.cityofhenderson.com/government/departments/finance/business-licensing/apply-for-a-business-license). No local gig-worker or freelancer pay ordinances were found. Population: Census Bureau Vintage 2025 estimate for July 1, 2025 (https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv).
Nevada rules that apply in Henderson
- State income tax (2026)
- Nevada has no state income tax on wages or self-employment income. Nevada does not tax individual income such as wages, salaries, or similar compensation.
- Nevada State Business License
- Anyone doing business in Nevada, including sole proprietors who file Schedule C, E, or F and single-member LLCs, must hold a State Business License from the Secretary of State. It costs $200 a year ($500 for corporations). Exempt: home-based businesses whose net earnings are no more than 66 2/3% of the state average annual wage, and people whose only business is renting 4 or fewer dwelling units.
- Minimum wage (2026)
- $12.00 an hour; no tip credit, so tipped workers get the full minimum before tips. $12.00 per hour, unchanged in the Labor Commissioner's annual bulletin effective July 1, 2026. The single rate took effect July 1, 2024, after 2022 Ballot Question 2 ended the two-tier (health-benefit) system. Tips cannot count toward the minimum wage (NRS 608.160). Daily overtime after 8 hours in a 24-hour period applies to workers earning less than $18.00 an hour (1.5 times the minimum wage).
- Independent contractor presumption (NRS 608.0155)
- Under Nevada wage law, a worker is conclusively presumed to be an independent contractor if three things are true: they have or applied for an EIN or SSN, or filed a business or self-employment return last year; the contract requires them to hold any needed business licenses and insurance; and they meet at least 3 of 5 criteria. The criteria are control over how the work is done, control over when it is done, not being required to work for only one client, freedom to hire helpers, and a substantial capital investment. Licensed construction contractors use a separate ABC-style test.
- State retirement program
- Nevada Employee Savings Trust (NEST) is live. It is built around W-2 employers and does not cover 1099 contractors through the employer mandate.
Questions
Is there a local income tax in Henderson?
No city income tax applies in Henderson. Nevada has no state income tax on wages or self-employment income.
What local business taxes apply to self-employed self-employed people in Henderson?
City of Henderson Business License Fee: Anyone who conducts business in Henderson or whose business is based in Henderson must get a city business license before starting; the fee depends on which of nearly 100 license classifications applies (the city quotes it by phone at 702-267-1730, option 3).
Do I need a business license to freelance from home in Henderson?
Yes. Henderson's FAQ says any person who conducts business within the city or is based in the city must obtain a business license on or before the day the business starts. Multi-jurisdictional licenses that also cover Las Vegas, North Las Vegas and unincorporated Clark County are currently available only to contractors licensed under NRS 624.
Do self-employed people in Nevada pay state income tax?
Nevada has no state income tax on wages or self-employment income. Nevada does not tax individual income such as wages, salaries, or similar compensation.
Are there other Nevada taxes for self-employed self-employed people?
Nevada State Business License: Anyone doing business in Nevada, including sole proprietors who file Schedule C, E, or F and single-member LLCs, must hold a State Business License from the Secretary of State. It costs $200 a year ($500 for corporations). Exempt: home-based businesses whose net earnings are no more than 66 2/3% of the state average annual wage, and people whose only business is renting 4 or fewer dwelling units.
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- tax.nv.gov/about-nevada-department-of-taxation/income-tax-in-nevada
- labor.nv.gov/uploadedFiles/labornvgov/content/Employer/26.06.29%20-%202026%20Minimum%20Wage%20Bulletin.pdf
- www.leg.state.nv.us/NRS/NRS-076.html
- www.leg.state.nv.us/NRS/NRS-608.html
- www.cityofhenderson.com/government/departments/business-licensing/faqs
Facts researched from official sources and independently re-checked; last verified October 2026, next scheduled review 2027-01-02. Educational information for 2026, not tax, legal or investment advice. Rules change; check the official sources listed and a tax professional for your situation. Gigaverse AI, Inc. is a financial technology company, not a bank, and not itself a registered investment adviser or broker-dealer.