Chichewa · machine translation, not independently reviewed
Misonkho ya woyenda ndi agalu, yofotokozedwa
Oyenda ndi agalu ndi odziyimira, kaya odziyimira kapena kudzera pa pulogalamu, ndipo amapereka Schedule C, kulipira msonkho wa SE wa 15.3% pa 92.35% ya phindu lotsala. Mailo nthawi zambiri ndi kuchotsa kwakukulu kwambiri payekha, ndipo Gigaverse imatsatira mailo iliyonse yoyenerera kumbuyo. Kumasulira kwa makina, sikunawunikidwa paokha.
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Msonkho wodziyimira wa oyenda ndi agalu
Dola lililonse la phindu lotsala la Schedule C lili pansi pa msonkho wa SE wa 15.3%: 12.4% Social Security (mpaka maziko a malipiro a $184,500 a 2026) kuphatikiza 2.9% Medicare, wowerengedwa pa 92.35% ya phindu lotsala. Mutha kuchotsa theka la msonkho wa SE ngati kuchotsa pamwamba pa mzere. Chifukwa palibe amene amasunga misonkho, malipiro oyerekeza a kotara ndi udindo wanu, omwe amakwanira 15 Epulo, 15 Juni, 15 Sepitembala, ndi 15 Januwale. Gigaverse imayerekeza malipiro aliwonse panthawi yeniyeni pamene ndalama zanu zikukula. Izi ndi muyeso, osati upangiri wa msonkho.
Mailo: kuchotsa kwanu kwakukulu
Kuyendetsa pakati pa nyumba za makasitomala, kupita ku masitolo a zinthu, ndi ku ma appointment a vet ya agalu a makasitomala kumayenera mtengo wokhazikika wa 2026 wa $0.76 pa mailo (Julayi–Disembala 2026; $0.725 Januwale–Juni). Kwa woyenda ndi agalu woyendetsa mailo 8,000 a bizinesi pachaka, ndi kuchotsa kwa $5,800. Sungani log yokhala ndi tsiku, poyambira, potsiriza, ndi cholinga cha bizinesi cha ulendo uliwonse. Gigaverse imalemba mailo a bizinesi zokha pogwiritsa malo a foni, kumanga zolemba zogwirizana ndi IRS mosaleka popanda kulemba pamanja. Izi ndi muyeso, funsani katswiri wa msonkho kuti atsimikizire maulendo oyenerera.
Zinthu, inshuwaransi, ndi ndalama za pulogalamu
Zingwe, ma harness, matumba a zinyalala, zakudya zophunzitsira, zida za chithandizo choyamba, ndi zinthu zoyenda ndi ndalama zochotsedwa za bizinesi. Inshuwaransi ya ngongole ya chisamaliro cha ziweto ndi inshuwaransi ya bonding zimachotsedwa kwathunthu. Ndalama za ntchito zoyikidwa ndi mapulatifomu zimachotsedwa ngati mtengo wochita bizinesi. Foni yodzipatula kapena pulani ya data yogwiritsidwa pa kulumikizana ndi makasitomala ndi kutsatira GPS ingachotsedwe pang'ono molingana ndi kugwiritsa ntchito bizinesi. Sungani zolemba zolemba; Gigaverse imagawa zokha ndalama zobwereza za pulatifomu ndi zolembetsa.
Ofesi yakhomo ndi kasamalidwe ka bizinesi
Ngati mumayang'anira ndondomeko, invoice, ndi kulumikizana ndi makasitomala kuchokera ku malo akhomo odzipatula ogwiritsidwa nthawi zonse ndi mwapadera pa bizinesi, kuchotsa kwa ofesi yakhomo kungagwire ntchito, $5 pa sq ft yosavuta (mpaka 300 sq ft) kapena njira ya ndalama zenizeni. Ndalama za banki ya bizinesi, mapulogalamu a akaunti, ndi ntchito za akatswiri monga wolemba mabuku zimachotsedwa, monganso mtengo wa malonda (ma flyer, zotsatsa, makhadi a bizinesi). Gigaverse imatsatira ndalama zobwereza za kasamalidwe zokha.
Mafunso omwe amafunsidwa kawirikawiri
Ndi kuchotsa kuti kwa mailo kwa oyenda ndi agalu mu 2026?
$0.76 pa mailo (Julayi–Disembala 2026; $0.725 Januwale–Juni) pa kuyendetsa kwa bizinesi, pakati pa nyumba za makasitomala, kupita ku masitolo a zinthu, kapena malo ena a bizinesi. Sungani log yokhala ndi tsiku, poyambira, komwe mukupita, ndi cholinga cha ulendo uliwonse. Gigaverse imatsatira mailo zokha ndipo imapanga lipoti la mtundu wa IRS. Zotuluka ndi muyeso, tsimikizani kuchotsedwa ndi katswiri wa msonkho.
Kodi oyenda ndi agalu a pa pulogalamu amalipira msonkho wodziyimira?
Inde. Oyenda ndi agalu pa mapulatifomu a pulogalamu ndi ogwira ntchito odziyimira. Mumalandira 1099-NEC ngati mupeza $600 kapena kuposerapo kuchokera ku pulatifomu ndipo mumalemba ndalama zonse pa Schedule C kaya mulandira fomu kapena ayi, muli ndi msonkho wa SE wa 15.3% pa 92.35% ya phindu lotsala. Ndalama za pulatifomu zomwe mumalipira zimachotsedwa. Izi ndi muyeso, osati upangiri wa msonkho.
Ndiyerekeza bwanji misonkho ya kotara ngati woyenda ndi agalu?
Yerekezani phindu lapachaka lotsala, gwiritsani msonkho wa SE wa 15.3% pa 92.35% yake, onjezani msonkho woyembekezera wa ndalama zolowa, gawani ndi anayi, ndipo lipirani pofika 15 Epulo, 15 Juni, 15 Sepitembala, ndi 15 Januwale. Gigaverse imachita izi mosaleka pamene ndalama ndi ndalama zalembedwa, kuwonetsa muyeso wa tsiku lililonse lomaliza. Katswiri wa msonkho amatha kutsimikizira ngongole yanu yeniyeni.
Ntchito zina
Maphunziro okha, si upangiri wa msonkho, wa malamulo, kapena wa ndalama zoyika. Gigaverse si banki ndipo si mlangizi wolembetsedwa wa ndalama zoyika. Brokerage, ngati akaunti ilipo, imapita kudzera pa broker-dealer wa membala wa FINRA ndi SIPC. Palibe phindu lovomerezeka. Kulembetsa ndi kwaulere, palibe ndalama zolembetsa. Kulembetsa sikumatsegula Solo 401(k), SEP IRA, kapena Roth IRA. Akaunti zo zikhalabe pa mndandanda woyembekezera. Kumasulira kwa makina, sikunawunikidwa paokha.