Chichewa · machine translation, not independently reviewed
Misonkho ya wodziyimira, yofotokozedwa
Ngati mumagwira nokha, palibe amene amasunga msonkho ndipo palibe W-2, muli ndi msonkho wa ndalama zolowa kuphatikiza msonkho wodziyimira ndipo mumalipira nokha, kanayi pachaka. Mukachita bwino, zochotsera zimasunga bilu yoyendeka. Kumasulira kwa makina, sikunawunikidwa paokha.
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Msonkho wodziyimira ndi zodabwitsa zazikulu
Pamwamba pa msonkho wa ndalama zolowa, muli ndi msonkho wodziyimira wa 15.3% (12.4% Social Security mpaka maziko a malipiro + 2.9% Medicare) pa 92.35% ya phindu lotsala. Theka lake limachotsedwa motsutsana ndi msonkho wa ndalama zolowa. Iyi ndi mzere umene umagwira ogwira ntchito odziyimira a chaka choyamba osadziwika.
Zochotsera za Schedule C zimawonjezeka
Ofesi yakhomo, zida, mapulogalamu, zinthu, mailo a bizinesi pa $0.76 pa mailo (Julayi–Disembala 2026; $0.725 Januwale–Juni), kuphunzira kwa akatswiri, ndi gawo la bizinesi la foni ndi intaneti zonse zimachepetsa phindu lomangidwa msonkho. Kuchotsa kwa ofesi yakhomo (yosavuta: $5 pa sq ft mpaka 300 sq ft) ndi imodzi mwa zosatengedwa kwambiri.
Muyeso wa kotara ndi safe harbor
IRS imayembekezera malipiro oyerekeza pafupifupi Epulo, Juni, Sepitembala, ndi Januwale. Lamulo la safe harbor, lipirani 100% ya msonkho wa chaka chatha (110% ngati ndalama zapamwamba), limapewa zilango za kusalipira mokwanira ngakhale chaka chino ndi chachikulu. Gigaverse imayerekeza kotara iliyonse kuchokera pa nambala zanu.
Funso la S-corp
Pa ndalama zodziyimira zapamwamba zokhazikika, kusankha mkhalidwe wa S-corp kungachepetse msonkho wodziyimira pogawanitsa malipiro kukhala malipiro a ntchito ndi magawo, koma imawonjezera malipiro a antchito, zikalata, ndi mtengo, ndipo siyofunika kwa aliyense. Ndi chiyitanidwe cha mkhalidwe uliwonse cha katswiri wa msonkho, osati chosuntha chokhazikika. Pafupifupi 14.1% ya phindu ndi chiwerengero chachidule cha msonkho wodziyimira.
Mafunso omwe amafunsidwa kawirikawiri
Ndidzakhala ndi msonkho wodziyimira wochuluka bwanji?
Pafupifupi 15.3% ya 92.35% ya phindu lanu lotsala, pafupifupi 14.1% ya phindu, pamwamba pa msonkho wa ndalama zolowa. Theka limachotsedwa. Calculator yogwiritsa nambala zanu zenizeni imapereka muyeso wolondola; ichi ndi mawonedwe a maphunziro, osati upangiri wa msonkho.
Wodziyimira amatha kuchotsa chiyani?
Ofesi yakhomo, zida, mapulogalamu, zinthu, mailo, kuphunzira kwa akatswiri, ndi gawo la bizinesi la foni ndi intaneti pa Schedule C. Gigaverse imazigawa zokha; kuchotsa kwanu kumadalira ntchito yanu.
Ndiyenera kuganizira S-corp liti?
Nthawi zambiri pa ndalama zapamwamba zokhazikika pomwe zosungidwa za msonkho wodziyimira ziposa mtengo wowonjezera wa malipiro ndi kasamalidwe. Zimasiyana ndi mkhalidwe, funsani katswiri wa msonkho musanasankhe.
Ntchito zina
Maphunziro okha, si upangiri wa msonkho, wa malamulo, kapena wa ndalama zoyika. Gigaverse si banki ndipo si mlangizi wolembetsedwa wa ndalama zoyika. Brokerage, ngati akaunti ilipo, imapita kudzera pa broker-dealer wa membala wa FINRA ndi SIPC. Palibe phindu lovomerezeka. Kulembetsa ndi kwaulere, palibe ndalama zolembetsa. Kulembetsa sikumatsegula Solo 401(k), SEP IRA, kapena Roth IRA. Akaunti zo zikhalabe pa mndandanda woyembekezera. Kumasulira kwa makina, sikunawunikidwa paokha.