isiXhosa · machine translation, not independently reviewed
Iirhafu zomsebenzi ozimeleyo, zicacisiwe
Ukuba uzisebenzela, akukho mntu ubamba iirhafu kwaye akukho W-2, utyala irhafu yengeniso kunye nerhafu yomsebenzi ozimeleyo kwaye uyihlawula ngokwakho, ka-ne ngonyaka. Xa kwenziwe ngokuchanekileyo, izaphulelo zigcina ityala lilawuleka. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.
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Irhafu yomsebenzi ozimeleyo ngumangaliso omkhulu
Ngaphezu kwerhafu yengeniso, utyala i-15.3% yerhafu yomsebenzi ozimeleyo (i-12.4% ye-Social Security ukuya kwisiseko somvuzo + i-2.9% ye-Medicare) kwi-92.35% yenzuzo esulungekileyo. Isiqingatha sayo sincitshiswa ngokuchasene nerhafu yengeniso. Le yinqaku elibamba abasebenzi abazimeleyo bonyaka wokuqala bengalindelanga.
Izaphulelo ze-Schedule C zihlangana
Iofisi yasekhaya, izixhobo, isoftware, izinto zokusebenza, iimayile zomsebenzi nge-$0.76 ngeyimayile (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni), uphuhliso lobungcali, nepesenti yomsebenzi yefowuni ne-intanethi zonke zinciphisa inzuzo erhafiswayo. Isaphulelo seofisi yasekhaya (elula: $5 nge-sq ft ukuya kwi-300 sq ft) phakathi kwezingafunwayo kakhulu.
Uqikelelo lwekota nendawo ekhuselekileyo
I-IRS ilindele iintlawulo eziqikelelweyo malunga noAprili, uJuni, uSeptemba, noJanuwari. Umgaqo wendawo ekhuselekileyo, hlawula i-100% yerhafu yonyaka odlulileyo (i-110% ukuba ingeniso iphezulu), uphepha izohlwayo zokungahlawuli ngokwaneleyo nokuba lo nyaka mkhulu. IGigaverse iqikelela ikota nganye kumanani akho.
Umbuzo we-S-corp womsebenzi ozimeleyo
Kwingeniso ephezulu, ezinzileyo yomsebenzi ozimeleyo, ukukhetha imo ye-S-corp kunokunciphisa irhafu yomsebenzi ozimeleyo ngokwahlula umvuzo ube ngumvuzo + ukusasazwa, kodwa yongeza umvuzo, ukufaka, neendleko, kwaye ayifanelekanga wonke umntu. Sisigqibo semeko nganye sengingcali yerhafu, hayi inyathelo elingagqibekiyo.
Imibuzo ebuzwa rhoqo
Ndiza kutyala malini yerhafu yomsebenzi ozimeleyo?
Malunga ne-15.3% ye-92.35% yenzuzo yakho esulungekileyo, malunga ne-14.1% yenzuzo, ngaphezu kwerhafu yengeniso. Isiqingatha sincitshiswa. Isibali esisebenzisa amanani akho okwenene sinika uqikelelo oluchanekileyo; le yingcaciso yemfundo, ayisiyongcebiso yerhafu.
Yintoni abazimeleyo abanokuyinciphisa?
Iofisi yasekhaya, izixhobo, isoftware, izinto zokusebenza, iimayile, uphuhliso lobungcali, nepesenti yomsebenzi yefowuni ne-intanethi ku-Schedule C. IGigaverse izihlela ngokuzenzekelayo; isaphulelo sakho sixhomekeke kumsebenzi wakho.
Kufuneka ndiqwalasele nini i-S-corp?
Ngokubanzi kwingeniso ephezulu, ezinzileyo apho ukonga lwerhafu yomsebenzi ozimeleyo ludlula iindleko ezongeziweyo zomvuzo nolawulo. Kuyahluka ngemeko, bona ingcali yerhafu phambi kokukhetha.
Abasebenzi abanye
Imfundo kuphela, ayisiyongcebiso yerhafu, yomthetho, okanye yotyalo-mali. IGigaverse ayiyobhanki kwaye ayilomcebisi wotyalo-mali obhalisiweyo. Xa kukho iakhawunti ye-brokerage, inikezelwa nge-broker-dealer elilungu le-FINRA nele-SIPC. Akukho mbuyekezo iqinisekisiweyo. Ukubhalisa kusimahla, akukho mrhumo wokubhalisa, kwaye ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, okanye i-Roth IRA. Ezo akhawunti zihlala kuluhlu lokulinda. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.