Chichewa · machine translation, not independently reviewed
Misonkho ya wogula wa Shipt, yofotokozedwa
Shipt imayika ogula ngati ogwira ntchito odziyimira a 1099, choncho ndalama zanu zimalowa pa Schedule C m'malo mwa W-2 ndipo palibe chosungidwa. Kuyambira kuyendetsa kupita ku sitolo mpaka kutumiza komaliza, mailo anu ndi mtengo wa ntchito zimasintha kukhala zochotsera zomveka. Kumasulira kwa makina, sikunawunikidwa paokha.
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Mailo kuchokera ku sitolo mpaka khomo
Mtengo wokhazikika wa mailo wa IRS wa 2026 ndi $0.76 pa mailo (Julayi–Disembala 2026; $0.725 Januwale–Juni) ndipo umaphimba mafuta, kutsika kwa mtengo, inshuwaransi, ndi kukonza. Mailo anu ochotsedwa amaphimba kuyendetsa kupita ku sitolo, kuyima pakati pa masitolo pa oda yomweyo, ndi mwendo wa kutumiza kwa kasitomala. Wogula wolemba mailo 12,000 a bizinesi amatenga $8,700 mu zochotsera. Gigaverse imalemba mailo iliyonse zokha kuti zolemba zanu zikhale zokonzeka kwa IRS. Zowerengera izi ndi muyeso wokonzekera, osati upangiri wokhazikika wa msonkho.
Msonkho wodziyimira pa ndalama za wogula
Ogula a Shipt ali ndi msonkho wa SE wa 15.3% pa 92.35% ya phindu lotsala, wophimba Social Security mpaka maziko a malipiro a $184,500 (2026) ndi Medicare popanda malire. Mutha kuchotsa theka la msonkho wa SE wolipidwa powerengera ndalama zosinthidwa. Gigaverse imayendetsa muyeso wa msonkho wa SE panthawi yeniyeni pamodzi ndi ndalama zotsatiridwa kuti nthawi zonse mudziwe ngongole yanu yapafupi musanafike tsiku lomaliza la kotara.
Malipiro oyerekeza a kotara
Shipt sisunga chilichonse, choncho malipiro oyerekeza a kotara ndi udindo wanu: 15 Epulo, 15 Juni, 15 Sepitembala, ndi 15 Januwale. Kusalipira mokwanira kungatanthauze zilango za IRS ngakhale mutakonza mu Epulo. Gigaverse imayerekeza kuchuluka kwa malipiro anu kuchokera pa ndalama ndi zochotsera zotsatiridwa ndipo imakuchenjezani patsogolo pa tsiku lililonse. Tengani nambala zopangidwa ndi pulogalamu ngati chitsogozi ndipo funsani katswiri wa msonkho.
Ndalama zina zochotsedwa
Kupitirira mailo, ogula a Shipt angachotse matumba oteteza a zakudya, gawo la bizinesi la pulani yawo ya foni, kuyimitsa pa masitolo, ndi chilembetsa chilichonse chofunikira kuvomereza ma oda. 1099-K yanu imawonetsa ndalama zonse zisanachotsedwe ndalama za pulatifomu; phindu lomangidwa msonkho ndi lotsala pambuyo pa zochotsera za Schedule C. Gigaverse imagawa ndalama pamene mumazilemba, kukupatsani buku lathunthu la zochotsera nthawi yopereka.
Mafunso omwe amafunsidwa kawirikawiri
Kodi Shipt imachotsa misonkho?
Ayi. Ogula a Shipt olipidwa ngati ogwira ntchito odziyimira alibe msonkho wa federal wosungidwa. Mutha kulandira 1099, ndipo mumalipira msonkho wa ndalama zolowa kuphatikiza msonkho wodziyimira wa 15.3% pa phindu lotsala. Gwiritsani ma calculator a kotara, mailo, ndi msonkho wodziyimira kuti muyerekeze zomwe muzisiya.
Kodi kuyendetsa kupita ku sitolo kumachotsedwa kwa ogula a Shipt?
Inde. Kuyendetsa kuchokera kwawo kupita ku sitolo komwe mumayamba oda ya Shipt ndi mailo ochotsedwa a bizinesi pa $0.76 pa mailo (Julayi–Disembala 2026; $0.725 Januwale–Juni), ndipo mailo onse mpaka kutumiza amawerengedwa. Gigaverse imalemba maulendo awa zokha; sungani zolemba ngati IRS ifunsa zolemba.
Ndi mtengo uti wa msonkho wa SE womwe ndidzakhala nawo pa ndalama za Shipt?
15.3% pa 92.35% ya phindu lotsala, Social Security mpaka maziko a malipiro a $184,500 (2026) ndi Medicare popanda malire. Mutha kuchotsa theka la msonkho wa SE wolipidwa pa Form 1040. Gigaverse imayerekeza izi panthawi yeniyeni; funsani katswiri wa msonkho popereka.
Kodi 1099-K yangu ya Shipt imawonetsa ndalama zanga zomangidwa msonkho?
Ayi. 1099-K imawonetsa malipiro a gross zisanachotsedwe ndalama za Shipt. Phindu lanu lomangidwa msonkho ndi gross ija kuchotsa zochotsera zololedwa za Schedule C monga mailo, foni, ndi zinthu. Gigaverse imathandiza kutsatira zochotsera chaka chonse kuti nambala yanu yotsala ikhale yolondola ndi yolembedwa.
Ntchito zina
Maphunziro okha, si upangiri wa msonkho, wa malamulo, kapena wa ndalama zoyika. Gigaverse si banki ndipo si mlangizi wolembetsedwa wa ndalama zoyika. Brokerage, ngati akaunti ilipo, imapita kudzera pa broker-dealer wa membala wa FINRA ndi SIPC. Palibe phindu lovomerezeka. Kulembetsa ndi kwaulere, palibe ndalama zolembetsa. Kulembetsa sikumatsegula Solo 401(k), SEP IRA, kapena Roth IRA. Akaunti zo zikhalabe pa mndandanda woyembekezera. Kumasulira kwa makina, sikunawunikidwa paokha.