isiZulu · machine translation, not independently reviewed
Izintela zomthengi we-Shipt, zichaziwe
I-Shipt ihlukanisa abathengi njengama-contractor abazimele be-1099, ngakho imali oyitholayo ingena ku-Schedule C esikhundleni se-W-2 futhi akukho okubanjiwe. Kusukela ekushayeleni ukuya esitolo kuze kufike ukulethwa kokugcina, amamayela akho nezindleko zomsebenzi ziba ukuncishiswa okunengqondo. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
Free · No signup fee · Sign up in under a minute
Amamayela esitolo kuya emnyango
Isilinganiso esijwayelekile samamayela se-IRS sika-2026 si-$0.76 nge-mayela (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni) futhi sihlanganisa uphethiloli, ukuncipha kwenani, umshuwalense, nokulungisa. Amamayela akho adonswayo ahlanganisa ukushayela ukuya esitolo, ukuma phakathi kwezitolo ku-oda olufanayo, nomlenze wokulethwa kuya kumthengi. Umthengi obhala amamayela ebhizinisi angu-12,000 uthwebula ukuncishiswa okungu-$8,700. I-Gigaverse ibhala wonke amamayela ukuze amarekhodi akho alungele i-IRS. Lokhu kubala kuyizilinganiso zokuhlela, akusona iseluleko sentela esisemthethweni.
Intela yokuzisebenza emalini yomthengi
Abathengi be-Shipt bakweleta intela ye-SE engu-15.3% ku-92.35% wenzuzo engumhlomulo, ehlanganisa i-Social Security kuze kufike esisekelweni seholo esingu-$184,500 (2026) ne-Medicare ngaphandle komkhawulo. Ungadonsa uhhafu wentela ye-SE ekhokhiwe uma kubalwa imali engenayo elungisiwe. I-Gigaverse iqhuba isilinganiso sentela ye-SE ngesikhathi sangempela eceleni kwemali yakho engenayo elandelelwe ukuze uhlale wazi isikweletu sakho esilinganiselwe ngaphambi komnqamulajuqu wekota.
Izinkokhelo ezilinganisiwe zekota
I-Shipt ayibambi lutho, ngakho izinkokhelo ezilinganisiwe zekota kungumsebenzi wakho: ngo-15 ku-Ephreli, ngo-15 kuJuni, ngo-15 kuSepthemba, nango-15 kuJanuwari. Ukukhokha ngaphansi kungasho izinhlawulo ze-IRS ngisho uma uhlanganisa ngo-Ephreli. I-Gigaverse iqagela amanani akho enkokhelo ngemali engenayo nokuncishiswa okulandelelwe futhi ikuxwayisa ngaphambi kosuku ngalunye. Phatha izinombolo ezikhiqizwe uhlelo njengomhlahlandlela futhi ubone uchwepheshe wentela.
Ezinye izindleko ezidonswayo
Ngaphezu kwamamayela, abathengi be-Shipt bangadonsa izikhwama zegrosa ezigciniwe, ingxenye yebhizinisi yohlelo lwabo locingo, ukupaka ezitolo, nanoma yikuphi ukubhalisa okudingekayo ukuze wamukele ama-oda. I-1099-K yakho ibonisa imali ephelele ngaphambi kwezimali zeplathifomu; inzuzo ekhokhiswa intela ingumhlomulo ngemva kokuncishiswa kwe-Schedule C. I-Gigaverse ihlukanisa izindleko njengoba uzibhala, ikunikeza irejista ephelele yokuncishiswa ngesikhathi sokufaka.
Imibuzo evame ukubuzwa
Ingabe i-Shipt ikhipha izintela?
Cha. Abathengi be-Shipt abakhokhelwa njengama-contractor abazimele abanayo intela yemali engenayo yenhlangano ebanjiwe. Ungathola i-1099, futhi ukhokha intela yemali engenayo kanye nentela yokuzisebenza engu-15.3% enzuzweni engumhlomulo. Sebenzisa izibali zekota, zamamayela, nentela yokuzisebenza ukuze ulinganise okubekwa eceleni.
Ingabe ukushayela ukuya esitolo kuyadonswa kubathengi be-Shipt?
Yebo. Ukushayela ekhaya ukuya esitolo lapho uqala khona i-oda le-Shipt kungamamayela ebhizinisi adonswayo ngo-$0.76 nge-mayela (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni), futhi wonke amamayela kuze kufike ukulethwa ayabalwa. I-Gigaverse ibhala lezi zinkambo ngokuzenzakalela; gcina amarekhodi uma i-IRS icela ubufakazi.
Yisiphi isilinganiso sentela ye-SE engizokweleta emalini ye-Shipt?
U-15.3% ku-92.35% wenzuzo engumhlomulo, i-Social Security kuze kufike esisekelweni seholo esingu-$184,500 (2026) ne-Medicare ngaphandle komkhawulo. Ungadonsa uhhafu wentela ye-SE ekhokhiwe ku-Form 1040. I-Gigaverse ilinganisa lokhu ngesikhathi sangempela; bona uchwepheshe wentela ngokufaka.
Ingabe i-1099-K yami ye-Shipt ibonisa imali yami ekhokhiswa intela?
Cha. I-1099-K ibonisa izinkokhelo eziphelele ngaphambi kwezimali ze-Shipt. Inzuzo yakho ekhokhiswa intela yilowo mhlomulo ususa ukuncishiswa okuvumelekile kwe-Schedule C okufana namamayela, ucingo, nezimpahla. I-Gigaverse isiza ukulandelela ukuncishiswa unyaka wonke ukuze inani lakho elingumhlomulo linembe futhi libhalwe.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.