Platforms / Handy (pro platform now Angi Services)
Handy (pro platform now Angi Services) pros (independent service professionals): taxes and retirement for 2026
How Handy (pro platform now Angi Services) pays its pros (independent service professionals), what the IRS sees, what you can deduct and how to save for retirement on your own. Gigaverse is not affiliated with Handy (pro platform now Angi Services).
How Handy (pro platform now Angi Services) pros (independent service professionals) are paid and taxed
- Classification
- Handy became part of Angi in 2018, and in 2022 the Handy for Pros app became Angi Services for Pros. Angi Services says it isn't an employer and that all pros in its network are independent contractors, not employees.
- Tax forms
- Handy pros are paid through Angi Services, which issues Form 1099-K through Stripe when it processes more than $20,000 in gross payments and the federal transaction-count test is met for you in a year; some states have lower thresholds. No income tax is withheld.
- Platform fees
- Angi Services keeps part of the booking price customers pay. Pros otherwise pay only avoidable fees: $10–$40 for late cancellations and up to $50 for a no-show. Optional fees include expedited payment (up to $1.99 per day; $1.99 per Cash Out Now) and Pro Premium (up to $8 per week).
- Payouts
- Jobs are batched by Monday–Sunday week, with fees deducted and tips added, and paid by direct deposit. Payment is issued after the week ends and usually reaches your bank by the following Monday. Cash Out Now ($1.99, up to $1,000 per request, 1–3 business days to land) and Daily Cash Out pay sooner.
What Handy (pro platform now Angi Services) pros (independent service professionals) can deduct
- Cleaning supplies, tools and equipment you bring to jobs
- Business mileage between jobs: 72.5¢/mile through June 30, 2026 and 76¢/mile from July 1, 2026 (or actual transit fares)
- Cash Out Now, Daily Cash Out and Pro Premium fees
- Business share of the phone and data plan you use for the Angi Services for Pros app
- Liability insurance and any required trade licenses
- Qualified tips (up to $25,000 for 2025–2028) if your occupation, such as home cleaning or handyman work, is on Treasury's tipped-occupation list
Watch out for
- "Handy Pro is now Angi Services." Your 1099-K comes from Angi Services through Stripe (email from [email protected]), not under the Handy name.
- Customer tips are added to your weekly payout and are taxable. The tips deduction is capped at your net income from the business where you earned them.
- Cancellation and no-show fees come out of your payouts, so keep your payment history to reconcile deposits against any 1099-K.
- Angi Services withholds no taxes, so plan quarterly estimated payments if you expect to owe $1,000 or more.
Federal rules for 2026
Self-employment tax
On top of income tax, self-employed people pay 15.3% on 92.35% of net profit: 12.4% Social Security up to the 2026 wage base of $184,500, plus 2.9% Medicare with no cap. Half of it is deductible.
All income counts, form or no form
Clients and marketplaces send 1099-NEC or 1099-K forms only above IRS reporting thresholds, but every dollar of freelance income is taxable whether or not a form arrives.
Home office and tools
If you use part of your home regularly and only for work, the simplified home-office deduction is $5 per square foot up to 300 square feet. Software, equipment and a business share of your phone and internet are deductible too.
Quarterly estimated taxes
No one withholds tax from self-employment income, so you generally pay estimates four times a year if you expect to owe $1,000 or more. For 2026 income the federal dates are April 15, June 15 and September 15, 2026, and January 15, 2027. Paying 100% of last year's tax (110% if your AGI was over $150,000) in four equal installments avoids the underpayment penalty.
A worked example
| Self-employment tax | $12,010 |
|---|---|
| Self-employment tax per quarter | $3,003 |
| Solo 401(k) maximum | $40,299 |
| SEP IRA maximum | $15,799 |
Federal figures only. Income tax comes on top; the quarterly tax calculator estimates both. Computed from 2026 IRS limits (Notice 2025-67, Rev. Proc. 2025-32) and the SSA wage base.
Free tools
Questions
Does Handy (pro platform now Angi Services) send a 1099?
Handy pros are paid through Angi Services, which issues Form 1099-K through Stripe when it processes more than $20,000 in gross payments and the federal transaction-count test is met for you in a year; some states have lower thresholds. No income tax is withheld.
Are Handy (pro platform now Angi Services) pros (independent service professionals) employees or independent contractors?
Handy became part of Angi in 2018, and in 2022 the Handy for Pros app became Angi Services for Pros. Angi Services says it isn't an employer and that all pros in its network are independent contractors, not employees.
What can Handy (pro platform now Angi Services) pros (independent service professionals) deduct?
Common deductions include cleaning supplies, tools and equipment you bring to jobs; business mileage between jobs: 72.5¢/mile through june 30, 2026 and 76¢/mile from july 1, 2026 (or actual transit fares); cash out now, daily cash out and pro premium fees; business share of the phone and data plan you use for the angi services for pros app; liability insurance and any required trade licenses. Keep records for each.
How much does Handy (pro platform now Angi Services) take?
Angi Services keeps part of the booking price customers pay. Pros otherwise pay only avoidable fees: $10–$40 for late cancellations and up to $50 for a no-show. Optional fees include expedited payment (up to $1.99 per day; $1.99 per Cash Out Now) and Pro Premium (up to $8 per week). Platform fees are generally a deductible business expense.
Do Handy (pro platform now Angi Services) pros (independent service professionals) have to pay quarterly taxes?
If you earn as an independent contractor and expect to owe $1,000 or more for the year, you generally pay federal estimated taxes four times a year. For 2026 income the dates are April 15, June 15 and September 15, 2026, and January 15, 2027.
Track it in one place
Connect the bank account your Handy (pro platform now Angi Services) payouts land in and Gigaverse categorizes income and expenses, estimates your quarterly taxes and answers money questions with your own numbers. Retirement accounts are coming soon.
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Sources
- www.handy.com/apply
- support.servicepros.angi.com/angiprosupport/s/article/About-Angi-Services-General
- support.servicepros.angi.com/angiprosupport/s/article/I-need-proof-of-contractor-status-Payments-and-Fees
- support.servicepros.angi.com/angiprosupport/s/article/How-are-taxes-handled--Payments-and-Fees-2
- support.servicepros.angi.com/angiprosupport/s/article/How-much-does-it-cost-to-use-Angi-Services
- support.servicepros.angi.com/angiprosupport/s/article/Overview-of-all-Angi-Services-fees
- support.servicepros.angi.com/angiprosupport/s/article/When-do-I-get-paid--Payments-and-Fees
- support.servicepros.angi.com/angiprosupport/s/article/What-is-Cash-Out-Now--Payments-and-Fees
- www.irs.gov/newsroom/irs-issues-faqs-on-form-1099-k-threshold-under-the-one-big-beautiful-bill-dollar-limit-reverts-to-20000
- www.irs.gov/newsroom/irs-sets-2026-business-standard-mileage-rate-at-725-cents-per-mile-up-25-cents
- www.irs.gov/pub/irs-irbs/irb26-29.pdf
- www.irs.gov/businesses/small-businesses-self-employed/tip-recordkeeping-and-reporting
- www.federalregister.gov/d/2026-07104
- www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes
Platform details from Handy (pro platform now Angi Services)'s own published pages, researched and independently re-checked (last verified October 2026); fees and policies change. Handy (pro platform now Angi Services) is a trademark of its owner. Educational information for 2026, not tax, legal or investment advice. Rules change; check the official sources listed and a tax professional for your situation. Gigaverse AI, Inc. is a financial technology company, not a bank, and not itself a registered investment adviser or broker-dealer.