Umnikazi-mqhubi weloli
isiZulu · machine translation, not independently reviewed
Qhuba iloli lakho njengebhizinisi eliyilo, kwakhelwe abanikazi-abaqhubi.
Abanikazi-abaqhubi bazisebenza ngezindleko ezinkulu nokuchayeka kwentela okukhulu. I-Gigaverse ikusiza ukulandelela uphethiloli nokulungisa, ukuthwebula ukuncishiswa kokudla kwe-per diem, ukuphatha izintela zekota, nokugcina umhlalaphansi uma i-akhawunti isivuliwe. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
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Isebenza ne
Ukuncishiswa kokudla kwe-per diem
Abanikazi-abaqhubi abangaphansi kwemithetho yehora yesevisi ye-DOT bangafaka ukuncishiswa kokudla kwe-per diem ebusuku ababekude nekhaya (isilinganiso sansuku zonke se-IRS, esincishiswa ngokwengxenye). I-Gigaverse ibhala ubusuku bakho emgwaqweni ukuze ukuncishiswa kubhalwe ngesikhathi sentela.
Izindleko zangempela zeloli
Amaloli asindayo asebenzisa indlela yezindleko zangempela (hhayi isilinganiso esijwayelekile samamayela): uphethiloli, ukulungisa, amathayi, umshuwalense, izimvume, nokuncipha kwenani kungadonswa. I-Gigaverse ilandelela futhi ihlukanisa yonke indleko ku-Schedule C yomnikazi-umqhubi.
Umhlalaphansi ngaphandle kohlelo lwenkampani
Kumqhubi weloli ozisebenzayo, i-PRActicle™ iyi-Roth IRA ephathekayo evulwa ngumdayisi-umthengisi oyilungu le-FINRA/SIPC ezogcina ngokuzenzakalela iphesenti lenkokhelo ngayinye (kuzofika maduze). Iminikelo yangeva kwentela, ikhula ngaphandle kwentela, futhi ukukhipha okufanelekile akukhokhiswa intela. Ikulandela kuwo wonke amapulatifomu, akudingeki i-401(k) yomqashi. Ayivulwa namuhla.
Izintela zekota, zilungisiwe
Ngaphandle kokubamba emachekeni okukhokha, ukweleta izintela ezilinganisiwe izikhathi ezine ngonyaka. I-Gigaverse ilinganisa inkokhelo ngayinye ngemali yakho engumhlomulo wangempela futhi ikukhumbuze ngaphambi komnqamulajuqu we-IRS.
Imibuzo evame ukubuzwa
Ingabe abanikazi-abaqhubi bangasebenzisa isilinganiso esijwayelekile samamayela?
Ngokuvamile cha, isilinganiso esijwayelekile samamayela se-IRS singezimoto nezimoto ezilula. Abanikazi-abaqhubi bamaloli asindayo basebenzisa indlela yezindleko zangempela (uphethiloli, ukulungisa, ukuncipha kwenani, nokunye). I-Gigaverse ilandelela izindleko zangempela ngokufanele. Lokhu ulwazi olujwayelekile, akusona iseluleko sentela somuntu ngamunye.
Ukuncishiswa kwe-per diem kusebenza kanjani kubaqhubi bamaloli?
Abaqhubi abangaphansi kwemithetho yehora yesevisi ye-DOT bangafaka i-per diem yokudla ebusuku ababekude nekhaya ngesilinganiso sansuku zonke se-IRS (esincishiswa ngokwengxenye). Ukufaneleka nenani kuncike ezinsukwini zakho emgwaqweni; i-Gigaverse ikusiza ukuzibhala.
Ingabe abanikazi-abaqhubi bangavula i-akhawunti yokuthatha umhlalaphansi?
Hhayi namuhla. I-PRActicle™ Roth IRA ayikavulwa. Uma i-akhawunti isivuliwe, i-IRA ephathekayo ye-PRActicle™ (ngomdayisi-umthengisi oyilungu le-FINRA/SIPC) igcina ngokuzenzakalela ezinkokhelweni zakho. Abahola kakhulu bangakhetha i-SEP noma i-Solo 401(k); qhathanisa ngezibali zethu. Lawo mahlelo ahlala ohlwini lokulinda.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.