isiXhosa · machine translation, not independently reviewed
Iirhafu zommeli wezindlu, zicacisiwe
Abaninzi babameli baziikontraka ezimeleyo ze-1099 ezihlawulwa ngeetshekhi zekhomishini ezingalungi, kungabikho nto ibanjwayo. Oko kwenza ucwangciso lwerhafu kwangaphambili, izaphulelo kunye noqikelelo lwekota, lube luyimfuneko ukuphepha uAprili onzima. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.
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Iimayile neenkcitho zemoto zihlangana ngokukhawuleza
Ukubonisa, iindlu ezivulekileyo, uhlolo, nokuvala kuthetha ukuqhuba okukhulu. Nge-$0.76 ngeyimayile (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni) isaphulelo semile eqhelekileyo sihlala sesona sinciphiso sikhulu sommeli. Gcina ilog yelo xesha; iGigaverse ilandela iimayile zomsebenzi ngokuzenzekelayo ukuze isaphulelo sime.
Izaphulelo zentengiso, i-MLS, nelayisensi
Abameli banezaphulelo ezinzulu, ezikhethekileyo: iintlawulo ze-MLS, ukuhlaziywa kwelayisensi, i-inshurensi ye-E&O, iintlawulo zedesika ye-brokerage, iimpawu, ukufota, ukulungelelanisa, izipho zabathengi (ngaphakathi kwemida), iimrhumo zokufumana abathengi, nesoftware ye-CRM. Ezi ziinkcitho zokwenene ze-Schedule C ezehlisa ingeniso yerhafu yekhomishini ngendlela ebonakalayo.
Ingeniso yekhomishini noqikelelo lwekota
Ikhomishini ifika ngokungalinganiyo kwaye ingarhafiswanga. Utyala i-15.3% yerhafu yomsebenzi ozimeleyo kwi-92.35% yenzuzo esulungekileyo kunye nerhafu yengeniso, iintlawulo eziqikelelweyo zifikelela malunga noAprili, uJuni, uSeptemba, noJanuwari. Ukubeka ecaleni isiqwengana setshekhi nganye yekhomishini xa ifika kuthintela ukuxhamla kwekota.
Qaphela umbuzo we-S-corp
Kwingeniso yekhomishini ephezulu, ezinzileyo, abanye abameli bakhetha imo ye-S-corp ukunciphisa irhafu yomsebenzi ozimeleyo, kodwa yongeza umvuzo nolawulo kwaye ayifanelekanga wonke umntu. Sisigqibo semeko nganye sengingcali yerhafu, hayi okungagqibekiyo.
Imibuzo ebuzwa rhoqo
Yintoni abameli bezindlu abanokuyinciphisa?
Iimayile nge-$0.76 ngeyimayile (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni), iintlawulo ze-MLS nelayisensi, i-inshurensi ye-E&O, iintlawulo zedesika ne-brokerage, intengiso, ukufota, ukulungelelanisa, isoftware ye-CRM, nezipho zabathengi ngaphakathi kwemida ye-IRS, konke ku-Schedule C. Isaphulelo sakho sixhomekeke kumsebenzi wakho.
Abameli bayilawula njani irhafu kwikhomishini?
Akukho mntu ubamba irhafu kwikhomishini, ngoko ke i-IRS ilindele iintlawulo eziqikelelweyo zekota kwaye utyala irhafu yomsebenzi ozimeleyo kunye nerhafu yengeniso. Ukubeka ecaleni malunga ne-25-30% yetshekhi nganye (ilungiswe ngezaphulelo) kukuqala okuqhelekileyo; uqikelelo olusuka kumanani akho luchanekile ngakumbi.
Ngaba ummeli wezindlu kufuneka enze i-S-corp?
Ngamaxesha athile, kwingeniso ephezulu, ezinzileyo, i-S-corp inokunciphisa irhafu yomsebenzi ozimeleyo, kodwa yongeza iindleko zomvuzo nobunzima. Sisigqibo semeko nganye; bona ingcali yerhafu.
Abasebenzi abanye
Imfundo kuphela, ayisiyongcebiso yerhafu, yomthetho, okanye yotyalo-mali. IGigaverse ayiyobhanki kwaye ayilomcebisi wotyalo-mali obhalisiweyo. Xa kukho iakhawunti ye-brokerage, inikezelwa nge-broker-dealer elilungu le-FINRA nele-SIPC. Akukho mbuyekezo iqinisekisiweyo. Ukubhalisa kusimahla, akukho mrhumo wokubhalisa, kwaye ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, okanye i-Roth IRA. Ezo akhawunti zihlala kuluhlu lokulinda. Uguqulelo ngomatshini, akuhlolwanga ngokuzimeleyo.