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Hojjettaa bilisaa

Afaan Oromoo · machine translation, not independently reviewed

Hir'isa Gibiraa Hojjettoota Bilisaa: Hir'isa Sheegachuuf Mirga Qabdu Hunda

Hojjettoonni bilisaa daldala nama tokko bulchan hir'isa dhaabbanni kamiyyuu qabu argatu, hir'isni sun gibira dakhlii fi gibira ofiin hojjechuu lamaan hir'isa. Rakkoon baasiin kam ulaagaa guutu, dhibbeentaa hangam sheegachuu dandeessu, fi ragaa IRS eegu maal akka ta'e beekuu dha. Hiika maashinaa, sakatta'iinsa walabaa hin qabu.

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Nuusa Ingiliffaa

Mana hojii: hir'isa hojjettoonni bilisaa baay'een gadi aanaa fayyadaman

Yoo bakka addaa hojii maamilaa yeroo hunda fi qofa fayyadamte, hir'isuu dandeessa. Malli salphaan iskweerii tokkoof $5 hanga iskweerii 300 eeyyama, guddaa $1,500, balaa deebii gadi bu'iinsa hin qabu. Malli baasii dhugaa dhibbeentaa mana hojii kee kiree ykn dhala liqii, tajaajila, insurance, fi suphaa hir'isa, yeroo baay'ee guddaa garuu ulfaataa. Bakki yeroo hunda fi qofa ta'uu qaba; minjaalli kutaa hirribaa waloo keessatti caalaatti hin ulaagamu. Bakka kee suuraa kaasi, safari, galmee iskweerii mana waliigalaa qabadhu.

Sofitiweerii, haardiweerii, fi guddina ogummaa

Maamiltoonni SaaS hojii kee keessatti fayyadamte, meeshaa dizaayinii, bulchiinsa pirojektii, herrega, appii quunnamtii, guutumaan hir'ifama. Haardiweeriin akka laaptooppii, mooniiterii, ykn drive hojii maamilaa fayyadamte Section 179 baasii battalaa ykn gadi bu'iinsa badhaasaa waggaa bitannaa keessatti ulaagaa guuta. Kutaan, ragaan, kitaabni, fi miseensummaan dandeettii kee jiru eegu ykn fooyyessu hir'ifama; barnooti ogummaa haaraa seenuuf caalaatti hin hir'ifamu. Kaayyoo daldalaa maamiltoota fi meeshaa hundaaf galmeessi.

Interneetii, bilbila, fi kaffaltii kontiraaktaraa

Dhibbeentaan fayyadama daldalaa interneetii mana kee fi bilbila harkaa hir'ifama; kanneen dhuunfaas waan ta'aniif, qoqqooda ragaa'e wal fakkaataa fayyadami. Yoo hojii hojjettoota bilisaa biraatti kenne, kaffaltiin sun hir'ifama, yoo nama tokko waggaatti $600 ykn ol kaffalte, Form 1099-NEC baasuu qabda. Kontiraataa ykn invoice kaffaltii kontiraaktaraa hundaaf qabadhu. Kaffaltiin baankii daldalaa, kaffaltiin adeemsa waltajjii akka PayPal ykn Stripe, fi insurance itti gaafatamaa ogummaa hir'ifama.

Gibira SE, boqonnaa, fi wanti hin hir'ifamne

Gibira ofiin hojjechuu bu'aa qulqulluu 92.35% irratti 15.3%, walakkaan gibira SE sana sirreeffama sarara ol aanaa ta'ee hir'ifama. SEP IRA ykn Solo 401(k) gumaachuun dakhlii gibira kaffalamu caalaa hir'isa, gumaachi boqonnaa humni cimoo hojjettoonni bilisaa qaban keessaa isa tokko. Hir'isni daldalaa bu'aa qulqulluu hir'isa, gibira dakhlii fi gibira SE lamaan kuta. Hin hir'ifamu: baasii dhuunfaa, deemsa gara bakka maamilaa bakka hojii kee ijoo hin taane, nyaata marii daldalaa dhugaa malee, fi baasii bashannanaa kaayyoo bu'aa malee. Herregni kun tarree eeggannaa irra jira, har'a hin banamu.

Gaaffilee yeroo baay'ee gaafataman

Laaptooppii koo guutuu akka hojjettaa bilisaatti hir'isuu danda'aa?

Hamma hojiif fayyadametti. Yoo hojii bilisaa qofaaf fayyadamte, gatii guutuu hir'ifama, Section 179 ykn gadi bu'iinsa badhaasaan waggaa bitannaa keessatti. Yoo dhuunfaafis fayyadamte, dhibbeentaa fayyadama daldalaa qofa hir'isi. Reeshiyoo fayyadama kee galmeessi, nagahee qabadhu.

Hir'isni gibira ofiin hojjechuu koos ni gadi buusaa?

Lamaan. Baasiin hir'ifamu hundi bu'aa qulqulluu gadi buusa, gibira SE (15.3%) bu'aa qulqulluu 92.35% irratti shallagama. Kanaaf hir'isni $1,000 sadarkaa gibira dakhlii kee fi gibira SE irratti hanga $141 ol qusata. Walitti qabamuu kanaaf hordoffiin baasii guutuu hojjettoota bilisaaf barbaachisa.

Hir'isa mana hojii sheegachuuf karaa salphaan maal?

Mala salphaa: bakka hojii addaa kee safari, iskweerii $5 n baay'isi, guddaa $1,500 sheegadhu, hordoffii tajaajilaa hin jiru, yeroo gurgurtu deebii gadi bu'iinsa hin jiru. Gatteen hir'isa gadi aanaa mala baasii dhugaa bakka guddaaf. Karaa kamiinuu, bakki yeroo hunda fi qofa ta'uu qaba.

Hojjettoota biroo

Barnoota qofa, gorsa gibiraa, seeraa, ykn investimentii miti. Gigaverse baankii miti, gorsaa investimentii galmaa'es miti. Yoo herregni daldalaa jiraate, daldalaa-broker miseensa FINRA fi SIPC ta'een darba. Bu'aan mirkanaa'e hin jiru. Galmeen bilisa, kaffaltiin galmee hin jiru. Galmeen Solo 401(k), SEP IRA, ykn Roth IRA hin banu. Herregni kun tarree eeggannaa irra hafa. Hiika maashinaa, sakatta'iinsa walabaa hin qabu.

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