isiZulu · machine translation, not independently reviewed
Izintela yomsingathi we-Airbnb, zichaziwe
Abasingathi abaningi be-Airbnb babika imali yokuqasha yesikhathi esifushane ku-Schedule E, imali engenayo engenzi lutho engaphansi kwentela yokuzisebenza. Kodwa uma unikeza izinsiza ezinkulu, ezifana nehhotela, i-IRS ingaphatha umsebenzi wakho njengebhizinisi ku-Schedule C, iqale intela ye-SE engu-15.3% ku-92.35% wenzuzo engumhlomulo. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
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I-Schedule E uma iqhathaniswa ne-Schedule C: umugqa oshintsha konke
Imali yokuqasha yesikhathi esifushane ngokuvamile ayenzi lutho futhi ibikwa ku-Schedule E, ukweleta intela yemali engenayo enzuzweni kodwa hhayi intela yokuzisebenza. I-IRS idweba umugqa ezinsizeni ezinkulu: uma ukusingatha kufana nokuqhuba ihhotela (unikeza ukudla, izingubo ezisha nsuku zonke, usizo lwe-concierge), lindele ukuphathwa kwe-Schedule C nentela ye-SE. Abasingathi abaningi abanikeza indawo ehlanzekile nemiyalelo yokungena bahlala ku-Schedule E. Uma ungasiqondi, bhala ngqo ukuthi yiziphi izinsiza ozinikezayo futhi ubone uchwepheshe wentela.
Ukuncishiswa omsingathi ngamunye we-Airbnb okufanele akulandelele
Ukuncishiswa okuvumelekile kuhlanganisa ukuncipha kwenani kwendawo (ukuqasha kwendawo yokuhlala: umugqa oqondile weminyaka engu-27.5), inzalo yomshwalense wentela yendawo ngokulingana, izimali zeplathifomu i-Airbnb ekhokhisayo, ukuhlanza, izimpahla, nokulungisa. Yaba izindleko ezabiwe ngesilinganiso sezinsuku zokuqasha ezinsukwini eziphelele ezisetshenzisiwe. Ukugcina amarisidi ahlelekile unyaka wonke kwehlisa imali yakho yokuqasha ekhokhiswa intela, i-Gigaverse ingasiza ukuhlukanisa ngokuzenzakalela lezi zindleko njengoba uhamba. Lezi yizilinganiso; bona uchwepheshe wentela ngesimo sakho.
Izintela ezilinganisiwe zekota zemali yokuqasha
Uma ulindele ukweleta $1,000 noma ngaphezulu ngesikhathi sokufaka, khokha izintela ezilinganisiwe zekota ukuze ugweme izinhlawulo: ngo-15 ku-Ephreli, ngo-15 kuJuni, ngo-15 kuSepthemba, nango-15 kuJanuwari. Ngisho emalini engenayo ye-Schedule E engenzi lutho, isikweletu sentela yemali engenayo singaba sikhulu uma ukuqasha kwakho kunenzuzo. I-Gigaverse yenza imodeli yomhlomulo wakho wonyaka oqagelwe futhi iveza amanani ekota alinganisiwe, njengezilinganiso, hhayi iseluleko, ukuze ungatholakali ungalindele.
Ukwegwema amaphutha avamile entela ye-Airbnb
Amaphutha amakhulu: ukucabanga ukuthi yonke imali yokuqasha ayikhokhiswa intela, ukwehluleka ukwaba izinsuku zokusetshenziswa komuntu siqu, ukuphutha umehluko we-Schedule E ne-Schedule C, nokweqa izinkokhelo zekota. Uma usebenzisa indawo ngokwakho izinsuku ezingaphezu kwezi-14 noma u-10% wezinsuku zokuqasha, imithetho yekhaya leholide ilinganisa ukuncishiswa kwakho, ngakho gcina ilogi yokusetshenziswa. I-Gigaverse ilandelela izinsuku zemali yokuqasha nezigaba zezindleko ngokuzenzakalela, ikunikeza isithombe esicacile ngaphambi kwesizini yentela. Okuphumayo kuyizilinganiso kuphela.
Imibuzo evame ukubuzwa
Ingabe abasingathi be-Airbnb bakhokha intela yokuzisebenza?
Abaningi abayikhokhi, ngoba imali yokuqasha yesikhathi esifushane ngokuvamile ibikwa ku-Schedule E njengemali engenayo engenzi lutho. Intela ye-SE isebenza kuphela uma unikeza izinsiza ezinkulu, ezifana nehhotela, okushintsha umsebenzi uye ku-Schedule C. Hlola nochwepheshe wentela ukuze uqinisekise ukuthi ukusingatha kwakho okukhethekile kuhlukaniswa kanjani.
Ngingadonsa ukuncipha kwenani kwendawo yami ye-Airbnb?
Yebo. Indawo yokuqasha yokuhlala inciphisa inani eminyakeni engu-27.5 ngomugqa oqondile. Ungadonsa futhi inzalo yomshwalense ngokulingana, izintela zendawo, ukulungisa, izimali zeplathifomu, nokuhlanza. Ukuncishiswa kumele kwabiwe ngezinsuku eziqashiwe uma ziqhathaniswa nezisetshenziswe ngomuntu siqu. Uchwepheshe wentela angasiza ngokwabiwa.
Izintela ezilinganisiwe zekota zemali ye-Airbnb zifike nini?
Ngo-15 ku-Ephreli, ngo-15 kuJuni, ngo-15 kuSepthemba, nango-15 kuJanuwari. Uma ulindele ukweleta $1,000 noma ngaphezulu ekupheleni konyaka, lezi zinkokhelo zikusiza ukugwema izinhlawulo zokungakhokhi ngokwanele. I-Gigaverse yenza imodeli yenzuzo yakho yokuqasha eqagelwe futhi iveza amanani alinganisiwe, lezi yizilinganiso, akusona iseluleko sentela.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.