isiZulu · machine translation, not independently reviewed
Ukudonswa kwentela komenzeli wezindlu: ukuncishiswa okunciphisa i-akhawunti yentela yekhomishini yakho
Abenzeli bezindlu abasebenza njengama-contractor abazimele ngaphansi kwebhrokerage bazisebenza ngezinhloso zentela, ngakho yonke indleko yebhizinisi esemthethweni yehlisa kokubili intela yemali engenayo nentela yokuzisebenza. Ngemali yekhomishini ephezulu nezindleko zokusebenza ezinkulu, ukulandelela ukuncishiswa ngokunembile kunomthelela omkhulu emgqeni wakho wokugcina. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.
Free · No signup fee · Sign up in under a minute
Amamayela: ukubonisa, izivumelwano zokufaka, nokugijima kwehhovisi
Isilinganiso esijwayelekile samamayela se-IRS sika-2026 si-$0.76 nge-mayela (uJulayi–uDisemba 2026; $0.725 uJanuwari–uJuni) futhi sihlanganisa uphethiloli, ukuncipha kwenani, umshuwalense, nokulungisa. Abenzeli bahlanganisa amamayela ebhizinisi amakhulu, ukubonisa izindawo, izivumelwano zokufaka, ukuvakasha kwenkampani yetayitela, imihlangano yebhroka, nezindlu ezivuliwe, konke kufaneleka uma kubhalwe. Gcina ilogi yesikhathi esifanayo enosuku, umsuka, indawo oya kuyo, nekheli lendawo noma igama lekhasimende. Ukuya emsebenzini komuntu siqu ekhaya ukuya ehhovisi lakho elivamile lebhrokerage akudonswa; ukuhamba ekhaya ngqo ukuya esayithini yekhasimende ngokuvamile kuyadonswa. I-Gigaverse yakha ilogi ngokuzenzakalela.
Izimali ze-MLS, ilayisensi, umshuwalense we-E&O, nezindleko zobuchwepheshe
Ubulungu be-MLS, izimali ze-NAR nebhodi yendawo, ukuvuselelwa kwelayisensi yombuso, namaprimiyamu omshuwalense wamaphutha nokukhipha (i-E&O) kuyizindleko ezijwayelekile nezidingekayo, ezidonswa ngokugcwele, kanjalo nezimali zedeski lebhrokerage. Amakhadi ebhizinisi, izimpawu, amabhokisi okuvala, nezimpawu zokuthengisa kuyizimpahla ezidonswayo. Uma ukhokhela ukuhlanganisa ukuthengiselana noma umsizi onelayisensi, lezo zinkokhelo ziyadonswa, futhi izinkokhelo ezingu-$600 noma ngaphezulu kunoma yimuphi usonkontileka ngamunye zidinga i-Form 1099-NEC. Gcina ama-invoyisi namarisidi ezimali ahlelwe ngesigaba ukuze ubike i-Schedule C ehlanzekile.
Ukumaketha, ukuhlelwa, nezipho zamakhasimende
Ukumaketha kukhulu kubenzeli abaningi: izithombe nokuvideo zokufaka, ukukhangisa ku-inthanethi, imeyili eqondile, izimali zeplathifomu ye-imeyili, nezindleko zewebhusayithi konke kuyadonswa, kanjalo nezindleko zokuhlelwa ozenzayo ukuze umakethe ufake. Izipho zamakhasimende nezokudlulisela ziyadonswa kodwa zinqunywe ku-$25 ngomamukeli ngamunye ngonyaka ngaphansi kwemithetho ye-IRS, isipho sokuvala esingu-$100 sifaneleka ku-$25 kuphela. Izidlo zokuvala noma ukudla lapho kuxoxwa khona ibhizinisi kuyadonswa ngo-50%. Bhala ukuxhumana kwebhizinisi, igama lomamukeli, nenhloso yesipho nokudla ngakunye.
Imfundo eqhubekayo, ihhovisi lasekhaya, nendlela yentela ye-SE
Imfundo eqhubekayo edingekayo ukugcina ilayisensi yakho, kanye nezincwadi nokuqeqeshwa okuthuthukisa amakhono akhona, kuyadonswa. Ihhovisi lasekhaya elisetshenziswa njalo futhi kuphela ebhizinisini lakho lezindlu lifaneleka ngendlela elula ($5 nge-sq ft kuze kufike ku-300 sq ft, inani eliphezulu $1,500) noma indlela yezindleko zangempela. Intela yokuzisebenza ingu-15.3% ku-92.35% wenzuzo engumhlomulo; konke ukuncishiswa kunciphisa leso sisekelo, futhi uhhafu wentela ye-SE kungukulungiswa okudonswayo ngaphezu komugqa. I-Gigaverse ilandelela imali engenayo nezindleko ukuze ilinganise izintela zekota, lezi yizilinganiso, akusona iseluleko sentela.
Imibuzo evame ukubuzwa
Ingabe izimali ze-MLS nezobulungu bebhodi ziyadonswa kubenzeli bezindlu?
Yebo. Ubulungu be-MLS, izimali ze-NAR, izimali zebhodi yendawo, nokuvuselelwa kwelayisensi yombuso kuyizindleko ezijwayelekile nezidingekayo zokusebenza njengomenzeli futhi ziyadonswa ngokugcwele ku-Schedule C. Gcina ama-invoyisi onyaka nokuqinisekiswa kokuvuselelwa. Lezi zindleko eziphindaphindwayo zingafinyelela ezinkulungwaneni zamadola ngonyaka ngokuya ngemakethe yakho.
Umkhawulo wesipho sekhasimende ongu-$25 usebenza kanjani?
I-IRS ilinganisa ukuncishiswa kwezipho zebhizinisi ku-$25 ngomamukeli ngamunye ngonyaka. Ubhasikidi wesipho sokuvala ongu-$150 uwadonswa kuze kufike ku-$25 kuphela, futhi izipho eziningi kuye kufika kwikhasimende elifanayo ngonyaka zabelana ngalowo mkhawulo ongu-$25. Izinto zokukhushulwa ezinemikhiqizo ebiza $4 noma ngaphansi enegama lakho zikhishwa ngaphansi komthetho ohlukile. Bhala umamukeli ngamunye nenani.
Ingabe abenzeli bezindlu bangadonsa ihhovisi lasekhaya?
Yebo, uma usebenzisa indawo njalo futhi kuphela ebhizinisini lakho lezindlu, izinkontileka, i-imeyili, izingcingo zamakhasimende, ukuphatha ukufakwa. Indlela elula ivumela $5 nge-square foot kuze kufike ku-300 sq ft (inani eliphezulu $1,500); indlela yezindleko zangempela ingakhiqiza okuningi ezindaweni ezinkulu. Indawo ayikwazi ukusetshenziswa ngokwakho, umthetho wokuba yodwa usetshenziswa ngokuqinile.
Eminye imisebenzi
Lokhu kufundisa kuphela, akusona iseluleko sentela, esomthetho, noma sokutshalwa kwezimali. I-Gigaverse ayiyona ibhange futhi ayisona iseluleki sokutshalwa kwezimali esibhalisiwe. Uma i-akhawunti yokudayisa isikhona, i-brokerage ihlinzekwa ngumdayisi-umthengisi oyilungu le-FINRA nele-SIPC. Ayikho inzuzo eqinisekisiwe. Ukubhalisa kumahhala, ayikho imali yokubhalisa. Ukubhalisa akuvuli i-Solo 401(k), i-SEP IRA, noma i-Roth IRA. Lawo ma-akhawunti ahlala ohlwini lokulinda. Ukuhumusha ngomshini, akubuyekezwanga ngokuzimela.